Madhvi Mavadiya - Community Author: Finextra Research

The Future of Digital Banking in North America: Chain reactions - Cryptocurrency vs. remittances

Madhvi Mavadiya Head of Content at Finextra

The Future of Digital Banking in North America: Chain reactions - Cryptocurrency vs. remittances

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. The payments landscape is currently undergoing intense digital-led transformation, but is there a place for both remittances and crypto? Across the spectrum of cryptocurrency and money transfers, how are digital currencies are finding a space in the indus...

25 October 2022 /retail

The Future of Digital Banking in the UK: What comes after digital transformation?

Madhvi Mavadiya Head of Content at Finextra

The Future of Digital Banking in the UK: What comes after digital transformation?

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. Technology is not a silver bullet for digital transformation. Investing in technology is of paramount importance but placing too much importance on the performance of technology in digital transformation will become a barrier to success. Digital transformat...

08 August 2022 /devops

The Future of Digital Identity 2022: Preventing fraud in the 5G and IoT era

Madhvi Mavadiya Head of Content at Finextra

The Future of Digital Identity 2022: Preventing fraud in the 5G and IoT era

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ The Covid-19 pandemic has proven that digital accessibility and digital provisioning must be seamless, and services must be able to scale at a rapid rate. Servicing must not be at the expense of security and risk-based decisions mus...

25 May 2022 /identity

Madhvi Mavadiya Head of Content at Finextra

Do you need cloud?

There is no doubt that cloud offers several benefits for banks – better customer experience, increased security, faster processing, greater scalability, regulatory compliance, and lower costs. However, it is also no secret that the financial industry has been slow to adopt cloud technology because of concerns around sacrificing legacy on-premises a...

10 May 2022 /cloud

Madhvi Mavadiya Head of Content at Finextra

How cloud works

Kicking off the Finextra Financial Cloud Series, we will be stripping back the subject of cloud and answering commonly asked questions. How does the cloud actually work? Vox’s Re/code addressed this question as part of its Too Embarrassed to Ask series, highlighting that the technology industry likes to create and use buzzwords that can be “nebulo...

09 May 2022 /cloud

Data volume: Turning a data problem into a business opportunity

Madhvi Mavadiya Head of Content at Finextra

Data volume: Turning a data problem into a business opportunity

15 years ago, innovation had stalled. Banks were licking their compliance wounds, hedge funds came into existence because of arbitrage around capital adequacy and risk, and innovators became frustrated at the lack of creativity around customer servicing. The post-financial crisis fintech evolution provided customers with what they required at the t...

25 March 2022 /retail

Cloud, the one stop shop for investment management innovation

Madhvi Mavadiya Head of Content at Finextra

Cloud, the one stop shop for investment management innovation

Cloud providers are capable of operating technology, infrastructure, and data centres at a massive scale, and building new, sophisticated, and scalable applications at an optimum speed. Realisation of this has led to increased innovation in the investment management sector and, in turn, resulted in some of the largest banks, asset managers and hed...

23 March 2022 /cloud

Innovation in Canadian fintech and transforming the banking model

Madhvi Mavadiya Head of Content at Finextra

Innovation in Canadian fintech and transforming the banking model

In 2022, traditional financial institutions are prioritising catering to their tech-savvy customers, huge rounds of investment are driving fintech innovation and the industry is bouncing back from the economic impact of Covid-19. Alongside the success of the fintech industry on a global scale, Canada has fared particularly well because of support ...

11 March 2022 /cloud

The Future of ESGTech: Goal 14 - Life below water

Madhvi Mavadiya Head of Content at Finextra

The Future of ESGTech: Goal 14 - Life below water

Conserve and sustainably use the oceans, seas and marine resources for sustainable development. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus target 14.1: By 2025, prevent and significantly reduce marine pollution of all kinds, in particular from land-based activities, including marine debris and nutrient pollution. O...

18 February 2022 /sustainable

CBDCs: Here's what every central bank in the world is working on

Madhvi Mavadiya Head of Content at Finextra

CBDCs: Here's what every central bank in the world is working on

Here is the updated comprehensive list of where each central bank is at with their respective central bank digital currency, providing the most recent CBDC developments across 80+ central banks, so bookmark it and use it as a reference tool. What is a CBDC? Firstly, it makes sense to define what a Central Bank Digital Currency is and how it dif...

17 January 2022 /crypto

Open Banking year four: Beyond the CMA9 and towards Open Finance

Madhvi Mavadiya Head of Content at Finextra

Open Banking year four: Beyond the CMA9 and towards Open Finance

To mark the launch of the UK’s Open Banking initiative on 13 January 2018, Finextra typically reviews the progress of the experiment on this day each year. Over the past four years, the CMA9 - Lloyds, Barclays, Nationwide, RBS, Santander, Danske Bank, HSBC, Allied Irish Bank and Bank of Ireland - have transformed data structures and security archi...

13 January 2022 /devops

How to overcome barriers to innovation by improving the skills gap

Madhvi Mavadiya Head of Content at Finextra

How to overcome barriers to innovation by improving the skills gap

Banks are under pressure to innovate, but access to the greatest and latest technology is not the quintessential element required for success. Without skilled people within the organisation, business growth will be limited. As highlighted in the Finextra Research and Pluralsight impact study report, ‘Addressing Tech Skills Shortages in Financial ...

07 January 2022 /people

Long reads