1137 Results from 2015
Retired Member
A whopping two billion people don't have access to any formal financial service. To put that in perspective, that’s twice the number of people who don’t have cell phones. Fintech represents a huge opportunity to level the playing field and help extend economic opportunity to all. Here are four ways that fintech can change the world for the better:...
18 December 2015 /inclusion Financial Inclusion
In an age driven by technology and innovation, providing services that overlay technology with human touchpoints/interaction where appropriate remains crucial in achieving good customer service, regardless of what business you’re in. Whilst the popularity of the internet, telephone and mobile banking enables customers to bank how they want, when t...
18 December 2015 /retail
Market participants are usually surprised to find that the governance of the ISIN system is not the responsibility of ISO (the International Organization for Standardization). As the Association of National Numbering Agencies (ANNA) is the Registration Authority for the ISIN standard (ISO 6166), it is ANNA that decides which organisation is allow...
17 December 2015 /regulation
Dean Wallace Director of Consumer Payments Modernisation at ACI
Earlier this week ACI Worldwide published the findings of a YouGov survey asking ~2000 UK consumers about their attitudes towards banking and new entrants, their payments patterns and behavior. We presented our findings to the media, with the headline “Digital disruption in the UK banking sector is still moving at a slow pace” and concluded the f...
17 December 2015 /payments /retail
Derek Garriock Innovation Director at Experian
We’re all living in a data-rich world with a non-stop fire hose of personal information. The challenge faced now relates to the accurate and critical analysis of the constant flow of data we’re presented with. Understanding it delivers key insights into how to effectively reach, prospect, win, retain and appropriately serve legitimate customers. ...
17 December 2015
To nobody’s surprise the exciting predictions for the world of crowdfunding in 2015 were not entirely wrong. In fact, most of them were entirely right. So have an early Christmas present, wonderful followers of all things crowdfinance. 2016 is going to be BIG. You heard it here first… 1) Crowdfinance is going mainstream and beyond If 2015 was ...
17 December 2015 /inclusion
Said Tabet Senior Technology Strategist, CTO Office at Dell EMC
2016 is set to be another milestone year in financial services. New challengers in and beyond the sector are launching disruptive innovations that are threating the traditional players in the market in areas like payments and loans. At the same time, a number of regulatory changes are also set to challenge organisations as they work to ensure the...
Robert Siciliano Security Analyst at Safr.me
Thinking of bringing a credit card with you on your travels? You can end up in a jam: You just treated your extended family to fine dining in France. Time to pay; your credit card is declined. If you try to make a purchase overseas, your credit card company might think it’s fraudulent, since it would appear anomalous, relative to your usual, U.S. p...
16 December 2015 /security
Paul Hampton Security Expert at Thales
Over the past few years, data breaches have increased in frequency and size, making the need to protect sensitive information a top priority for businesses worldwide. According to recent reports, there were 888 data breaches in the first half of 2015 alone, compromising 246 million data records of customers’ personal and financial information worl...
16 December 2015 /security /retail
Henner Brüner Managing Principal at Capco
Don't drown in the waves of T2S implementation. Surf them in pursuit of lasting competitive advantages, delivered through effective liquidity and collateral management. T2S-related preparation and implementation is another example of costs incurred in reaction to yet more imposed regulatory change, right? Wrong. In fact, and given the right approac...
15 December 2015 /regulation
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