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Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

Brand loyalty is limited

Improvement should part of regular maintenance A couple of weeks ago it was time for the bi-annual checkup of my car again. Not that anything was wrong with it, but it is part of the service agreement I have. As usual, I went to my car dealers garage and being there I took the chance to ask them to replace my stereo with a multi-media system as my...

/payments /retail

Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

PSP is not a zero sum game just yet

The curse of in-differentiation During a product briefing a couple of days ago a merchant mentioned to me that payment services providers and acquirers became an easy exchangeable commodity in the supply chain. He explained that the PSP’s more and more converged to an indifferent mass without any value added services to distinguish themselves fr...

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Andre Malinowski

Andre Malinowski Head of International Business at Computop GmbH

The jack of all trades

We serve all, always and everywhere…now, do you? Looking at the online payment processing propositions of PSP's, one could get the impression that every PSP can serve all, always and everywhere, regardless of the merchants industry, currency, merchant locale or payment method needed. This fabulous development is something we Germans call ‘die eier...

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