38 Results
Jeremy Light Co-founder at Fourdotzero
A year ago I published my predictions for the payments landscape in 2015 on my linkedin profile https://uk.linkedin.com/in/jeremylight1. I will publish a summary on how they fared when more statistics are available for 2015, but in the meantime, here are listed my predictions for 2016. They are based on extrapolating observable trends and on pieci...
08 February 2016 /payments
BITCOIN’S ACCELERATING MOMENTUM Bitcoin’s momentum is accelerating and cannot be ignored. Many commentators focus on the price of bitcoin, its volatility, the amount invested by VCs in Bitcoin companies and their valuations - but these provide a largely superficial view, giving little insight to Bitcoin’s true dynamics. Instead, other indicators i...
12 January 2016 /payments
The banking industry is facing several dilemmas with distributed consensus ledger technology (the "blockchain"). Bitcoin has shown banks how the technology can be revolutionary, causing much excitement, and hype this year as banks scramble to find ways to adopt it. They tend to be enthusiastic about the technology, but are dismissive of ...
22 December 2015 /payments
Sibos 2015 is almost here, and Singapore beckons. Key themes I expect to dominate Sibos are real-time, or immediate payments, PSD2 for the European banks and distributed consensus ledgers, particularly for cross-border payments solutions. Immediate payments are a big theme in Europe and the USA, with Australia in the middle of a programme, run by S...
06 October 2015 /payments
Last week I blogged on Bitcoin transactions, commenting on how they are steadily growing. I did not explore what these transactions were for, but one commentator expressed doubt they were for commerce. I searched around and found this interesting infographic which does show a variety of uses in regular commerce, with bed linen appearing to be the ...
14 September 2015 /payments
For the year-to-date at the end of August 2015, the total number of bitcoin transactions has increased by 70% over the same eight-month period in 2014. For the month of August 2015, the average daily volume of Bitcoin transactions was 115 thousand transactions per day, a 69% increase over the number in August 2014. Bitcoin is growing at a steady...
07 September 2015 /payments
Ethereum recently wrote an interesting blog explaining the difference between public and private blockchains. However, I believe there is a much more fundamental question that needs to be answered – what does a distributed consensus ledger (DCL), such as a blockchain, enable that cannot be achieved with commonly used technology such as a centrali...
10 August 2015
The UK payments system, Faster Payments, is the world leader in real-time payments. It is likely to process over 1.2 billion transactions in 2015, a volume far ahead of all other similar systems globally. With seven years of operations, there are key learnings and insights from Faster Payments relevant for the growing number of countries planning ...
01 July 2015 /payments /retail
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