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Dave Pearson

Dave Pearson Lead Solution Consultant at ACI Worldwide

Contactless is taking off, what does it mean for the future?

The new figures from WorldPay show that contactless transactions in the UK are growing significantly--249% in the year to Dec 2013, an impressive growth rate, to say the least. However, it was only just over 1 transaction per month in Dec 2013, averaged out across the contactless cards in circulation, meaning the potential for continued growth is ...

Dave Pearson

Dave Pearson Lead Solution Consultant at ACI Worldwide

Cutting channel costs key to profitability

The Efma and Finalta report builds a strong case for reducing branch networks and concentrating on lower cost channels. This not only saves banks money, but also takes into account the ways in which consumers want to conduct their banking. However, shifting customer interactions away from the branch office to phone and online banking has created ...

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