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Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

MasterCard and Basware Sunsetting Bank Payments?

Today’s announcement of a partnership between MasterCard and global B2B network Basware scores another point for the likely uptake of the B2B payment networks model—a model that I predicted in a recent blog post would come to the fore. The combination of B2B trade networks and payments infrastructures is clearly emerging as a paradigm that enabl...

Financial Supply Chain

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Why are Physical and Financial Supply Chains out of Sync?

I am sharing a summary of a recent lively debate on supply chains conducted on the ‘Supply Chain on SWIFT’ LinkedIn Group. The initial question raised on this online forum was why the physical supply chain (PSC, or the flow of goods) has reached an extremely high level of electronic efficiency (e-efficiency), but the same cannot be said for the fi...

/wholesale Financial Supply Chain

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Bottomline Opens New Market Scenario

My note refers to the recent news that Bottomline Technologies has bought Sterci and Simplex http://www.bottomline.co.uk/news/press_releases/bottomline-technologies-acquires-sterci-simplex.html This is my view: The announcement signs that in the messaging hubs space more niche and specialized vendors will be swallowed by large goliaths like Bottom...

/payments Treasury Management

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Banks and Supply Chain Finance: Something's Changed

I recently came across two announcements I believe deserve a comment. I wish to thank my colleague Nancy Atkinson for her precious contribution. Background news Metro Bank acquires SME Invoice Finance Metro Bank created a bank model that applied to physical branches the 24x7 internet accessibility paradigm. It started as a retail bank offering “alw...

/wholesale Financial Supply Chain

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

A New Era for Payments: B2B Networks

I am thinking of a model where companies will exchange payments via the same network infrastructures they already use for business-to-business (B2B) transactions such as purchase orders, sales orders, product co-engineering specs, inventory tracking and tracing, sales and procurement forecasts. These B2B platforms (e.g., Ariba Network, GXS, Tieto,...

/payments Transaction Banking

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Something New Happening in Transaction Banking?

I am happy to share the initial findings of my research on how transaction banking is transforming. I will post additional information as my research develops and new fact-based findings emerge. Transaction banking (TB) can be defined as the set of instruments and services that a bank offers to trading partners to financially support their recipr...

/wholesale Transaction Banking

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

The Risks of Working Capital Optimization

To counter the impact of the current macro-economic distress triggered by the 2008 financial crisis, corporate treasurers have been challenged for the last 5 years to optimize their company’s working capital. The major components of working capital are: accounts receivables (AR), accounts payables (AP), and inventory. Cash is still king and the dec...

/wholesale Treasury Management

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

The EU Directive on Late Payments

The EU directive on Late Payments (2011/7/EU) is just around the corner. The new Directive will have to be transposed into national law by 16 March 2013 at the latest by all countries in the European Union. The provisions of the new directive include, among others: Public authorities will have to pay for the goods and services that they procure wi...

/regulation /wholesale Financial Supply Chain

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Why is Supply Chain Finance so Slow to Grow?

There is no question that the principles of supply chain finance (SCF) are strong and that the correspondent benefits are considerable. The perspective to get financed on the basis of the client’s creditworthiness should line up multitudes of roaring companies demanding for such an attractive—and apparently low cost—facility. Yet, reality shows th...

/wholesale Financial Supply Chain

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Wall Street Systems Acquires IT2: Beware the ION Black Hole

The recent, somewhat unexpected announcement that Wall Street Systems (WSS) is acquiring IT2 Treasury Solutions from CapMan has all the connotations of déjà vu. In April 2011, Wall Street Systems was itself acquired by ION; while the premise for a successful combination of ION and WSS solutions was (as noted in my blog post on the subject) quite ...

/wholesale Treasury Management

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