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Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Wanted - Flexible Online E Currency

As we approach the festive season, all of us get into human kind's greatest obsession - shopping! Over the past decade, online shopping has come to generate big bucks for businesses. So much so, that 'clicks' are beating 'bricks' by a wide margin in many countries. While I browse through the various online shopping malls - a thought often hits me...

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Sell anywhere.com - Web 2.0 is here

I chanced to see a seemingly innocuous news item on PayPal launching a Beta version of its Store Widget- http://storefront.paypallabs.com/. I am not sure if the Cards and Payments industry is cognizant of the potential implications of the success of this offering! Ok, how does an online store operate today (I am including the likes of EBay)? Th...

/payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Mobile number as citizen ID - Part II

Further to my jottings to on the subject of using mobile numbers as citizen IDs, I thought I would get more into details on the subject. Mobile phones can be the tipping point of reaching out the 'next billion' unbanked mass. Prima facie, I am sure we all agree that riding on an existing infrastructure is much better alternative than trying to st...

/payments /regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Mobile phone number as an ID!

Just the other day, I was reading a series of reports by Boston Consulting Report (BCG). Normally, such reports use statistics like a drunk using a lamp-post - for support than illumination. But these reports are an exception! The report on India particularly fascinated me. According to BCG, the next big opportunity for banks is the 'billion ' unb...

/regulation

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