Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional
Among the doom and gloom in capital markets across the world, the only stray streak of silver lining appears to be the impending IPO of Visa Inc. Much has been written by analysts on whether Visa can replicate the 'Priceless' act of MasterCard. Certainly, the success of the IPO will mean bring some much needed cash for the member banks. About 10 ...
10 March 2008 /payments /regulation
The current flavour of the spring season looks to be 'Sovereign Wealth Funds' - SWFs , as we lovingly call them. Looks like SWFs are here to stay and will keep us glued to their doings. The European Commission has sounded the bell and released its intentions to lay down a 'code of conduct' for these Knights in gleaming purses. Commission President...
28 February 2008
The credit card industry is on the edge. Being a card issuer is not the most comfortable feeling now. After the mortgage meltdown, an impending consumer recession, falling interest rates, regulatory pressure, Merchants crying over interchange, consumer activism, fraud...... The card issuer dilemma is indeed unique; they appear to be justified on ...
22 February 2008 /payments /regulation
I guess it is time now for us to wash our hands and prepare to use our fingers for ID, put our eyeballs into readers, submit our faces for reading..... At long last, the ISO has released a standard for financial services for biometric application - ISO 19092: 2008. Hopefully, the bio-Id applications will now have a common platform to offer standar...
14 February 2008 /payments /regulation
"The two most common elements in the universe are hydrogen and stupidity", so goes a wise crack. The way the world is going in 2008, it looks like Debt and Fraud are going to the two most common elements in our lives. Never in economic and social history have these subjects taken so much of our daily lives. Even my school going son has he...
13 February 2008 /security /regulation
While the US (and the world) is groggily trying to get back on its feet after the mortgage sucker punch, the knockout punch seems to be flying in! The toxic sub prime home mortgage debt of USD 900 B may be overwhelmed by an acid rain of credit card debt pouring in. The US has more than a Trillion USD of credit card receivables that is largely secu...
03 February 2008 /regulation
So, the world's most sought after junket in Davos has come to a close. The economic bigwigs, CEOs, intellectual heavyweights have returned after a week of heavy duty deliberation on climate change, financial markets, sub prime, recession, emerging markets, and........... Among the many readable publications by WEF, my own favorite is the Global R...
01 February 2008 /regulation
Biff!! Bang!! Kerplunk!! -..... These would be annotations if a comic book artist were to draw a strip on last week's events in the financial markets. The industry now looks like how the Roman Army is shown after an encounter with Asterix and Obelix in the famous comic series! We had hardly got over our chills over 'Black Tuesday' - when we have a...
26 January 2008 /regulation /retail
Our new world of Web 2.0 promises to leave you with less guilt pangs in life. I got this feeling earlier this week when I received an invitation to sign up to www.bet2give.com . The tagline is "a real-money market where all the winnings are donated to non-profit organizations chosen by the winners. It covers a wide array of topics, from U.S....
12 January 2008 /payments /regulation
The onset of the New Year gets me thinking on what are the likely fads and buzz words in 2008. 2007 has already enriched our vocabulary with 'sub prime' , 'Ninja loans' and other such terms that a Credit dog's delight. Come to think of it, some of the fads like mobile payments have been around for some time now! I came across a report by Javelin...
07 January 2008 /regulation /retail
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