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Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

Digitising the five Cs of credit

The “five Cs of credit” have stood the test of time for decades as basic guidelines for how lenders assess credit. Whether you’re assessing individual or commercial borrowers, these core criteria of capacity, character, collateral, capital and conditions are just as relevant today as they were 20 or even 30 years ago. But do the five Cs need moder...

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Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

3 Tips to Improve Credit Assessment in Commercial Asset Finance

As asset finance firms continue to drive growth, some will look to improve scalability of their credit function while others may look to expand into additional sub-verticals, lending against equipment or assets that are highly specialized or have limited secondary markets. These changes will push these organisations towards enhancing their credit...

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