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Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

Climate and Sustainability-Linked Lending: A Game-Changer for Banks

APAC banks are uniquely positioned to lead the shift toward climate and sustainability-linked lending (SLL). However, this type of lending isn’t without its challenges — particularly when working with mid-market and small businesses. For many of these companies, tracking and reporting Scope 1, 2, and 3 emissions is often complex, expensive, and ti...

/wholesale /sustainable

Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

The Evolution of Human-AI Interaction: From Tools to Teammates

In my previous opinion piece, I wrote about how generative AI will transform commercial lending, a view on the near-term use cases of this technology as an assistant to the daily life of Relationship Managers. As generative AI grows more advanced, our interactions with these systems are evolving into something far richer and more collaborative. ...

/ai /predictions

Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

Generative AI agents and the future of work in commercial banking

The future of work for commercial banking RM's is set to be transformed by the integration of generative AI agents. As the financial services industry evolves, AI will become an essential tool, automating tasks and enhancing productivity. Here’s how AI will revolutionize key activities for RM's: Portfolio Management: AI agents will help relations...

/ai /wholesale

Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

Digitising the five Cs of credit

The “five Cs of credit” have stood the test of time for decades as basic guidelines for how lenders assess credit. Whether you’re assessing individual or commercial borrowers, these core criteria of capacity, character, collateral, capital and conditions are just as relevant today as they were 20 or even 30 years ago. But do the five Cs need moder...

/markets /predictions Banking and Lending Solutions

Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

3 Tips to Improve Credit Assessment in Commercial Asset Finance

As asset finance firms continue to drive growth, some will look to improve scalability of their credit function while others may look to expand into additional sub-verticals, lending against equipment or assets that are highly specialized or have limited secondary markets. These changes will push these organisations towards enhancing their credit...

/markets Banking and Lending Solutions

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