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Mantvydas Štareika

Mantvydas Štareika CEO at CapitalBox

Alternative sources of finance should support SMEs

Small and medium-sized enterprises, SMEs, make up 99% of all European companies and are the backbone of the EU economy, as they account for the vast majority of growth in the labor market. Despite that, SMEs are still seriously underfunded, in fact by as much as around €400 billion in the EU alone according to a recent study. The reason is that SM...

/retail /inclusion

Mantvydas Štareika

Mantvydas Štareika CEO at CapitalBox

How fintech companies can adopt AI without losing their human touch

It’s not entirely surprising to see the fintech industry embrace artificial intelligence with the fervor that it has for the last several years. Adopting the latest technology is part and parcel of what the most innovative fintech companies have been doing since day one – in fact, it’s one of the characteristics that has most distinguished these c...

/people /startups

Mantvydas Štareika

Mantvydas Štareika CEO at CapitalBox

Why the SME lending gap needs alt finance to embrace collateralized lending

Despite making up 99 percent of European companies and the backbone of its economy, small- and medium-sized enterprises (SMEs) remain underfunded in the billions of euros. Recent research estimates the gap is about 400 billion euro in the E.U. alone. These businesses are overwhelmingly underbanked, and it’s keeping them from growing. This situatio...

/wholesale /startups Small Business Lending Innovation

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