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Louisa Murray

Louisa Murray COO Europe at Railsbank

How embedded finance is helping brands reimagine the point of payment

People’s favourite brands are the ones that they create experiences with, such as the football team they have a season ticket with, or their favourite band that they see live every time they tour. However, despite these potent brands winning people’s hearts and minds, their day-to-day purchases and interactions are still the preserve of brands tha...

/payments /predictions Fintech World

Louisa Murray

Louisa Murray COO Europe at Railsbank

2021 - That was the year that was

It would have been great to say, well at least this year we saw the end of the pandemic. As I write this, we have more reasons to be optimistic that we are closer to the end, but we are still going to have some tough months ahead thanks to the latest variant. Covid-19 has been overlooking our shoulders throughout the year and dictated how we have w...

/people /inclusion Fintech World

Louisa Murray

Louisa Murray COO Europe at Railsbank

Celebrating fintech’s role at the heart of the new normal

Innovate Finance has launched a new forum to explore the potential of fintech to create a more inclusive and sustainable world. What good timing - fintech has performed impressively amidst the pandemic and will have a crucial role to play as restrictions are lifted and we settle into our ‘new normal’. It’s origins go back to the creation of peer-...

/payments /covid-19 Open Banking

Louisa Murray

Louisa Murray COO Europe at Railsbank

Embedded finance and 'DIY wealth management' can drive a more equitable digital economy

Discussions around mental health and wellbeing have been thrust into the spotlight lately, and with good reason when you consider the impact of repeated lockdowns and the economic chaos introduced by COVID-19. Managing your money appropriately is undoubtedly a significant source of stress in these strange times. A recent study by Metro’s ‘Mentally ...

/wealth /inclusion Open Banking

Louisa Murray

Louisa Murray COO Europe at Railsbank

Coinbase Nasdaq listing is watershed moment for crypto industry

There have been many headline-grabbing moments in crypto in recent months, episodes that have inspired breathless op-eds about the industry’s growing maturity and mainstream acceptance. Whether due to the activities of Visa, Paypal, Square, Tesla, or some other world-famous company, the enthusiasm coursing through the sector is palpable. And yet, ...

/crypto /markets Cryptocurrency Insights

Louisa Murray

Louisa Murray COO Europe at Railsbank

Are banks preparing to board the Bitcoin bandwagon?

Compliance is a word that often crops up in discussions around Bitcoin, though it generally takes a backseat to terms like ‘bounce’, ‘pump’ and ‘moon.’ Those who hold the cryptocurrency – and those who delightedly document its thrilling price movements – generally focus on its speculative appeal. But despite huge institutional inflows from the lik...

/crypto /predictions Cryptocurrency Insights

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