Retired Member
Remember when your utility bills landed on your doormat instead of in your inbox? Remember when you payed for them with a cheque instead of direct bank transfer? It struck me recently how much paper has disappeared from modern life, replaced instead by the undisputed king of electronic paper – the PDF. All of my utility bills are now "paperles...
02 December 2014 /startups
Days might be getting colder and darker as we head into December, but the outlook for SMEs continues to remain bright and sunny. The UK alternative finance industry report from Nesta and the University of Cambridge, released this month, revealed that the alternative finance market in the UK is expected to grow to £1.74 billion this year, as more S...
01 December 2014 /startups
If you work in a big bank, broker, exchange or software vendor, you will recognize the relentless tsunami of email, phone calls, customer visits, conferences, project meetings, town halls and other "mandatory" appointments that continually fill up your calendar. They all seem really important and urgent at the time, but do you ever take ...
24 November 2014 /startups
John Doyle Director at The Payments Business
The Summary First, the summary for those that can't be bothered with the detail. A great relationship manager is someone who, Understands their customers business, Knows the customers strategy and where they can add value, Knows the value proposition to the customer of their products and services, Understands their own companies value to the custo...
23 November 2014 /startups SWIFT Matters
There’s no shortage of startups in the financial services industry. Whether they’re online-only financial institutions or diversified financial services companies that are using the Web to expand into new markets, these competitive threats are pressuring established financial institutions to hold onto their traditional customers and develop their ...
18 November 2014 /startups
“You know what people say to us? They say ‘you’re inventing a new asset class. You’re inventing liquid shares in private companies” Liquity, the London-based startup taking part in the Startupbootcamp FinTech programme, is tackling a big problem for investors and shareholders in private companies: the laborious and lengthy process of matching buyer...
11 November 2014 /startups Future Finance
“We hope to change the way content can be consumed – there is quality content on the web and we believe in it. It needs to be financed – and people must be willing to finance it.” Whether you like it or not, we’re in the midst of a consumption revolution. The way we read the news, watch our TV and pay for our content is undergoing a global shift. O...
05 November 2014 /payments /startups Future Finance
"It's a sensitive space, people still associate it with criminality and dubious activities - like the internet in the early days" When Finextra wrote a story about Epiphyte winning the Innotribe startup award - it was received with scepticism by some of our readers. When you're talking about cryptocurrencies and banks - you're bound to g...
28 October 2014 /startups Future Finance
Last week’s Aldermore news left some SMEs in doubt of the future for challenger banks. The British banking newcomer cancelled its planned IPO, despite a valuation of £880m, citing a lack of interest among investors. Shortly afterwards, Virgin Money announced that it has also postponed its flotation for the same reason. Both firms are highly visible...
24 October 2014 /regulation /startups
"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting process. While the method of how we pay has improved vastly over the years - the way in which we split the bill is as much of a cultural problem as it is...
20 October 2014 /retail /startups Future Finance
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