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Latest /startups expert opinions

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

This journey ends with a brief goodbye...but not for long

There are times and dates in your life when you look back and think – yes, that was when my life did a pivot. When you feel your world turn and find yourself facing a new and sometimes scary direction. I’m not talking about dates you plan and know in advance – like when you graduate from university or get married – but dates that take you by surpri...

/startups

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Digital Value Chain - Avoiding Law of Diminishing Returns

Modern society is consuming digital services like never before and if this trend continues we will be digitally overwhelmed & fatigued society very soon. There is an insatiable desire to digitize every experience, product, service and business. In such society it is common to have at least 5-6 smart devices in a family - smart phone, smart wri...

/startups Financial Services Regulation

Retired Member

Retired Member 

Crowdfunding is overtaking VC and Angel funding levels

Back in 2010 the crowdfunding was a fledgling industry. As with much early stage growth, very little notable happened. Move forward five years and the contrast is startling. Namely the man on the street is starting to take notice and get involved. Of course the media have been playing their part for at least a year, with more and more eulogies slo...

/startups

Retired Member

Retired Member 

Using wearables to monitor injury and recovery: what the insurance and healthcare industries can learn from sport

Injury or subpar performance are risk factors that the professional sports industry spends many millions of pounds/ dollars trying to mitigate. Professional sports teams are starting to use commercially available wearables or their professional versions to monitor not only performance, but the potential for injury, recovery times and lifestyle fac...

/startups

Retired Member

Retired Member 

Embracing innovation is all in the mindset

Banks and financial institutions continue to look at ways to square the circle when it comes to the digital delivery of financial services and enabling a true customer experience in the new digital world. A number of institutions – Credit Suisse, Goldman Sachs, Barclays, UBS, Santander, JPMorgan and HSBC to name a few – have carved out dedicated in...

/retail /startups

Retired Member

Retired Member 

Banks will be disrupted from below

“When people come together with a common purpose anything is possible. Entrepreneurs are becoming increasingly empowered and the businesses they’re building have already torn down and transformed entire industries and you under estimate them at your peril.” Last week a crowd of individuals came together to lift a double decker bus off of a trap...

/wholesale /startups

Retired Member

Retired Member 

Entrepreneurs, startups, the fireball and the engine

For anyone starting or joining a startup you need to understand something important. Entrepreneurs, like all creative people, are pure petrol*. Extracting, refining, and transporting petrol is complex, costly, sensitive, time consuming to get right. Even once it’s ready to pump, petrol is delicate and dangerous. Throw it about, it’ll evaporate. Lea...

/startups

Retired Member

Retired Member 

Have the Banks already been disrupted?

“Banks were once the corner stone of the community but today their industry is being disrupted and disintermediated. Despite spending over £200 Billion on business transformation last year alone their industry is facing a Cultural Shift which will be more damaging than anything else they’re facing.” Over the past two weeks I’ve talked to a numbe...

/retail /startups

Retired Member

Retired Member 

What it means to be a fintech?

London is often considered to be the world’s ‘fintech hotspot’, with more than three quarters of London’s financial tech community claiming the city is a better incubator than other global tech hubs, such as Silicon Valley. Every day new companies make a debut on London’s fintech scene and almost half of the FinTech50 come from the capital. But as...

/startups

Retired Member

Retired Member 

London FinTech sector: The rise and future of a billion pound industry

Ever since FinTech found life outside of Silicon Valley, it was only a matter of time before London established itself as the most desirable location for FinTech growth. The UK capital received $539 million in venture capital investment in 2014, three times the amount raised in 2013 and accounting for over a half of all FinTech investments across ...

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