3677 Results from /retail
Retired Member
The industry is abuzz at present with many people talking about the endless opportunities and possibilities around BLE Beacons, and amidst all the discussion remains a large amount of confusion around different beacon technologies be they iBeacon, PayPal Beacon or one of the many other types of beacon. Several heated exchanges continue, especially...
27 January 2014 /retail
Dan Barnes Writer at Information Corporation
Speaking to the Northern Ireland Affairs Committee on 8 January 2014, Sam Woods, director of UK regulator the Prudential Regulation Authority (PRA) condemned technology at UK banks as “antiquated”. He reported that the regulatory body had “discovered a number of deficiencies” at the firms and that as a consequence there was a “programme of remediat...
21 January 2014 /regulation /retail Future Finance
Brett King could not have better timed his visit in Mumbai than yesterday So I had great time with Brett King for his seminar on Business of Banking in Mumbai, India conducted by Oracle and CXOToday.com. Few Highlights; 3 year old kid of this generation is already digital savvy and he / she would like to believe that every device or (even) a book ...
16 January 2014 /retail Online Banking
I was reading this article a few days ago, that Central Bank of India wants 800 new bank branches in rural India. A recent survey of rural India has shown that there are only 36 branches for every million (10 Lakh) people, compared with over 100 branches in urban areas. All banks prefer to have branches in urban areas rather than in the rural or...
15 January 2014 /retail Asia Financial Services
Disclaimer: These opinions are purely mine and do not endorse my firms views or that of any individual of my firm. Tumbling Tins: Focus on the Foundation to Win - the title revolves around a topic related the game of Tumbling tins. Remember arranging stacks of tins in a pyramid form. If you were to win the game you would have to hit the bottom. L...
13 January 2014 /retail
Elton Cane Digital product delivery at News Corp Australia
Referencing the move by Barclays in the UK to introduce mobile cheque imaging in response to the reversal of banking industry plans to kill off cheques by 2018, APCA CEO Chris Hamilton recently said that type of technology could be seen in Australia in the next few years. But any vendors involved in implementing Check21 in the US last decade and...
10 January 2014 /payments /retail Future Finance
Prompted by this article reviewing games created by central banks that I found in Finextra's always excellent Best of the Web section, I've recently been catching up on what's happening more broadly with gamification in financial services. The hype has certainly been there for several years. Gartner predicted that by 2014 a gamified service for c...
09 January 2014 /retail Future Finance
Lavanyaa Moses Business Analyst at Misys
The Reserve Bank of India (RBI) has a new policy which will let foreign lenders set up branches in India. This represents an unprecedented opening up of the Indian banking industry, which will bring more competition and better services to customers. Locally incorporated units of international banks will be permitted to open branches “anywhere in th...
08 January 2014 /retail
Money, as they say, does not grow on trees. Balance sheets must balance, and capital requirements must be met. Next year will see the implementation of the new European capital regime - the Capital Requirements Directive (CRD) and Capital Requirements Regulation (CRR). Essentially, banks will be required to hold higher ratios of capital in relatio...
06 January 2014 /regulation /retail Financial Services Regulation
Disclaimer: the views expressed are purely mine and does not endorse my firm’s views or any individual at my firm. Let me start by asking you a question: What is common between General Motors, Daimler Chrysler and BMW, apart from the fact that they make top class cars? The answer lies in the following link: http://en.wikipedia.org/wiki/Global_Hybri...
03 January 2014 /retail
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