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4230 Results from /regulation

Martin Bradbury

Martin Bradbury Regional Director, Financial Services UK&I at Dynatrace

PRA regulations: Building operational resilience in financial services

Financial services providers operate some of the most critical systems that both consumers and businesses interact with on a daily basis. Everything from buying a coffee to paying an invoice or taking out a mortgage is dependent on having continuous access to a bank and its services. It is vital that these services are resilient and always availab...

/regulation /cloud Banking Regulations

David Ritter

David Ritter Director, Financial Services Strategy at CI&T

How regulation can put an end to crypto’s Wild West

There’s an anonymous quote that circulates social media, often used to lament today’s ‘Age of Undiscovery’ and the drab lack of exploration, and excitement, within: “Born too late to explore the Earth, born too early to explore the galaxy.” This may be true in the physical sense. Yet it’s easy to forget our generations are the first to navigate mul...

/regulation /crypto Cryptocurrency Insights

Harriet Christie

Harriet Christie Chief Operating Officer at Mirrorweb

FCA New Consumer Duty: The Role of Data Archiving

The UK Financial Conduct Authority’s (FCA’s) latest strategy document sets out its overarching strategy for the next three years, with the new Consumer Duty being the ‘cornerstone’. The long-awaited overhaul signifies a pivotal moment in UK financial services, as the regulator attempts to modernise the framework through which the sector is govern...

/regulation /retail Financial Services Regulation

Retired Member

Retired Member 

Are you ready to prove the sustainability of your investment products?

Aiming to guarantee UK’s place in the forefront of sustainable investment internationally, the FCA has just launched their consultation paper on Sustainability Disclosure Requirements (SDR) and investment labels. According to the regulator, the market for UK-listed investments funds grew 64% in 2021 to reach 79 billion pounds ($89.34 billion). Ho...

/regulation /wealth Banking Regulations

Farnoush Mirmoeini

Farnoush Mirmoeini Co-founder at KYC Hub

When KYC is the reason for cross-border payment failure and how to fix it

Such is the frustration around frictions in cross-border payments the G20 decided to put its stake in the ground and make the improvement of cross-border payments a priority back in 2020. A couple of years on and the state of play has been assessed, 19 building blocks have been identified and set out in a roadmap and the G20 has provided much need...

/payments /regulation

Retired Member

Retired Member 

We need to get on with it - reflections on the European Commission's instant payment proposal

Last week the European Commission published a draft proposal to amend SEPA legislation. They have commented that the adoption of SEPA Instant Credit Transfers has lagged, and this set of new rules will act as a much-needed push for banks and Payment Service Providers (PSPs) to offer 24/7 instant euro payment services. This move is very welcome. A...

/payments /regulation SEPA and European Payments

Paul O'Sullivan

Paul O'Sullivan Chief Executive Officer at Aryza Lending Solutions at Aryza

Why it pays to standardise credit risk processes

Despite regulations being designed to simplify compliance processes and minimise credit risk, the pace of change in the financial services world is so fast that staying on top of these changes can be challenging. The IFRS 9 is one such example. Since it came into force four years ago, we’ve suffered from a global pandemic, the increased use of buy...

/regulation RegTech

Retired Member

Retired Member 

The FCA’s new sanctions tool – how should firms prepare?

This summer, the FCA issued a letter to the Chair of the Treasury Select Committee, answering questions on new sanctions that have been created following the invasion of the Ukraine by Russia. In the letter the FCA said that it will be automating its review process. In the past, it conducted on-site meetings, using face to face interviews and docum...

/regulation /crime Financial Transformation

Mykyta Grechyna

Mykyta Grechyna 

Cryptocurrency Industry Regulation Proposals by the Market Players

In view of the recent publishing by the Financial Stability Board (FSB) of the report on the proposed framework for international regulation of the cryptocurrency industry, which was a result of FSB’s research of the topic as was mandated by the G20, some market players also have expressed their thoughts on this hot topic. The FSB’s proposes that ...

/regulation /crypto Bitcoin payments

John Bertrand

John Bertrand MD at Tec 8 Limited

Instant Payment Regulations

Within a month of each other, the UK Payment Systems Regulator (PSR) issued a consultation paper on Authorised Push Payment (APP) scams with the European Commission (EU) issuing a Proposal amending regulations, including SEPA, concerning instant credit transfers in euro. The PSR’s goal is to make it unrelenting for criminals to defraud people usin...

/payments /regulation Digital Bank Transformation

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