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4230 Results from /regulation

Paul Penrose

Paul Penrose Head of Research at Finextra

FSA cracks down on City bonuses

The Financial Services Authority, in its latest missive to bank CEOs, says it has no wish to become involved in setting bank remuneration levels. Yet, despite these assurances, the regulator has made it patently clear that the bonus-driven excesses of the past will no longer be tolerated. "There is widespread concern that inappropriate remune...

/regulation /wholesale

Retired Member

Retired Member 

Are counterparties exactly who you think they are?

The past week’s financial pages have been full of stories related to counter party risk. It has been reported that following Lehman’s bankruptcy recoveries for unsecured creditors might be as low as 11 cents on the dollar, whilst meetings have taken place to address the ‘netting out’ of offsetting positions that Lehman held with numerous counter ...

/regulation

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Lip Service

A key element in the development of any tangible product is the risk analysis that is (or should be) included in the design stage. If I build this object/product as specified, how safe is it going to be? Will it harm my customers? Does it open me up to legal actions? Does it comply with local (and international) consumer and environmental regulati...

/regulation Operational Risk Management

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The financial crisis - like a bad movie

It is absolutely frightening, watching how the rumours and the panic spreads. It's really scary following the daily press and being jolted into reality each morning by the blazing headlines as the tide of fear moves from country to country - Ireland, Germany, Italy, Iceland ..... And the names of the banks that are now involved! Where and who next...

/regulation

Gary Wright

Gary Wright Analyst at BISS Research

New Risks for Banks

For years the market has prided itself on its ability to measure and manage a number of risks that are inherent within financial markets. Counterparty Risks, Operational Risks and those risks based on price movements have had countless amounts of attention and all have had a number of systems developed to assist in risk management. Today the world...

/regulation SEPA and European Payments

Retired Member

Retired Member 

Uncertainty Principle - Physics and Finance

In 1927, Heisenberg putforth uncertainty principle to the world of quantum physics. It stated that, more precisely the position is determined, less precisely momentum could be determined. The uncertainty principle was in the context of subatomic particles. Mathematically, the principle states that the product of error (Root Mean Square in dev...

/regulation /retail Innovation in Financial Services

Roy McPherson

Roy McPherson 

Whoops there goes another .....

Those of a certain age will recognise those words as the chorus to an awful song about disappearing rubber plants; don't ask. But, what on earth is happening in the financial community, whoops there goes another bank; has there ever been a precedent? I suspect not, we've seen individual banks go the wall before but I don't recall so many having th...

/regulation Operational Risk Management

John Cant

John Cant Managing Director at MPI Europe Ltd

Integration skills now key to future banking success

As we can see from this news on JP Morgan's takeover of WaMu, hardly a day has gone by over recent weeks without a new banking takeover being announced. The ability of the acquiring banks to merge, integrate and leverage their new purchases has now become strategic to their future success. Even if they have made their purchase at a heavily discoun...

/regulation /retail Operational Risk Management

Richard Barr

Richard Barr Principal Associate at Citadel Advantage Ltd.

Who is to blame for the current financial markets crisis

Who’s to blame for the current financial markets crisis? The simple answer is everybody! That out of the way, onto my rant.. When Mortgage Brokers and Bankers are pushing home loans like too much candy at the county fair, what can we expect but an upset stomach the next day? Worse, we see the sickness but continue in order to feed the gods of profi...

/regulation Operational Risk Management

Retired Member

Retired Member 

Forays into fintech SOA

Fiserv CBS Worldwide, Tibco Software, IONA Technologies, edge IPK, GT Software what do all these companies have in common? They are just a tiny example of the software companies listed on finextra recently for making big forays into the world of fintech SOA. The reason for this insatiable trend? The age of proprietary, bespoke and closely guarded ...

/regulation /wholesale

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