Join the Community

23,470
Expert opinions
41,845
Total members
341
New members (last 30 days)
188
New opinions (last 30 days)
29,130
Total comments

Latest expert opinions

clear
clear

4367 Results from /regulation

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Securing New Digital Devices

Laptops, desktops, Macs, mobiles, and tablets are on many people’s wish lists this holiday season. Once these shiny new devices are connected to the Internet, they will be under siege by malware created by criminals in order to steal identities. According to a recent McAfee survey, 60% of consumers now own at least three digital devices, and 25% ow...

/security /regulation

Retired Member

Retired Member 

OTC clearing: show me the money

As a result of OTC clearing reform – Dodd-Frank, EMIR – the cost of OTC deals is clearly going to rise, and spreads and volumes are going to fall. Who can make money in a market like that? With the cost of eligible collateral pledged to clearing houses rising – due to the shortage of collateral, cash and non-cash – banks will have no choice but to ...

/regulation /wholesale

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Managing Family Time On The iPad or iPhone

On our way home from a recent family vacation, my two year old grew understandably anxious and uncooperative while waiting for a flight in an airport terminal. So I handed over my iPhone, hoping to distract her. Within seconds, she had launched the photo application and begun scrolling through the videos of our trip. She’d watch a video, giggle a ...

/security /regulation

Ronan Brennan

Ronan Brennan CTO at MoneyMate

Getting the house in order for a post RDR world

2012 is set to be a dynamic year in the financial advisory sector. With the FSA’s Retail Distribution Review (RDR) coming into effect in December 2012, IFAs have to up the ante with standardised professional qualifications and increased transparency of charges and services. With time running out to comply, it is not a matter of when, but how to pr...

/regulation

Retired Member

Retired Member 

Want to See the Game Change? Be a Game Changer

Before any pick-up game as a kid -- or now for that matter -- we always set up the rules. The more complex the game, the longer everyone must wait to play. But participants in the capital markets cannot suspend their work, starting with the 2008 financial meltdown and ending who-knows-when, as Dodd-Frank, Basel III and other regimes get sorted. So ...

/regulation

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

Imagine Y2050 new payment structure for 1300mil migrants

TILL 2050 THERE WILL COME TO EUROPE 1,3 BILLION NEW MIGRANTS..... copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com

/payments /regulation Payments strategies 2015-2020-2030

Retired Member

Retired Member 

For-bearance or against it?

So what actually are the FSA after then? Do they want firms to treat their ‘customers fairly’ when in times of temporary financial shortages, or do they want lenders and administrators to be more transparent to them when reporting residential mortgage arrears and shortfall figures? Read between the lines of the FSA’s latest guidance paper on ‘Fo...

/regulation /retail Financial Services Regulation

Retired Member

Retired Member 

Managing the 'Big' in Big Data

My first post on the topic of “Big Data” discussed the context of the "four Vs" of Big Data in financial services: Volume, Velocity, Variety & Value. With the latest developments in the European debt crisis – including credit rating downgrades in key ‘AAA’ nations – echoing across the Eurozone and to the United States, the importance...

/regulation

Retired Member

Retired Member 

Should we blame technology for the current crisis?

“Beware of the geeks bearing formulas” said Warren Buffett. Although aimed at quants and their complex financial models, sometimes I feel this statement is as equally as applicable to members of the IT community like myself who are tasked with helping make such complexities reality. This year, my colleagues and I have had many a discussion on tec...

/regulation Banking Architecture

Retired Member

Retired Member 

Cyber Monday Kicks off Holiday Shopping Season

The first Monday following the US Thanksgiving holiday has become known as “Cyber Monday”; a day in which online retailers promote heavy discounts on merchandise to kick off the holiday shopping season. Cyberspace will be reeling with special offers enticing consumers to buy their products or services and get a jump start on the countdown to Christ...

/security /regulation

Now Hiring