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4488 Results from /regulation

Retired Member

Retired Member 

Time for review: mortgage sales practices

The FSA’s mortgage market review guidelines pose a number of issues for retail banks in the UK, and are set to have significant impact on the way mortgages are bought and sold here. Although new regulations can often add additional pressures within the industry, anything that can reduce liabilities without imposing onerous costs ought to be welcom...

/regulation /retail

Marc Murphy

Marc Murphy CEO at Fenergo

FATCA - the best opportunity for KYX!

Having attended the FATCA Forum event in London two weeks ago, one word kept cropping up time and time again in relation to FATCA – not from vendors (surprisingly enough) but from compliance and tax experts from leading financial institutions. And that word was… opportunity. An unusual choice of word to associate with a piece of regulation that is...

/regulation Financial Services Regulation

Retired Member

Retired Member 

Debate on shorter settlement cycles

I recently had the pleasure of being joined by a panel of clearing and settlement experts to discuss the impending move to a T+2 settlement cycle in Europe, as proposed in the European Commission’s regulation for central security depositories and for improving settlement efficiency (CSDR). After years of discussion around the shortening of set...

/regulation

Retired Member

Retired Member 

Decision Automation: A Simple Puzzle That Can Teach Us A Lot

In this article, we want to illustrate the importance of augmenting automated decisioning and business intelligence systems with human intelligence. Here’s a simple logic puzzle for starters. Please look at the picture at the page bottom. There are four cards lying on a table in the way pictured below. Identify which card(s) you would flip in order...

/regulation /retail Financial Risk Management

Retired Member

Retired Member 

Just how private is that conversation?

I’m not sure how practical it is for Lord McAlpine to sue 10,000 Twitter users, but it does serve as a very clear reminder that comments made over a public forum do have repercussions. Something many employees forget. Social has given people a forum to vent their opinions and feelings without thinking of the consequences. Instead of waiting till th...

/security /regulation Social Banks

Retired Member

Retired Member 

Banks will go hungry if they ignore FATCA

FATCA (the Foreign Account Tax Compliance Act) continues to hit the headlines as financial institutions worldwide are targeted by the new US regulation, clamping down on US citizens’ tax avoidance. But while the regulation is getting a lot of air time in the media, reports suggest that a large percentage of banks are still unprepared for the knock...

/regulation

Retired Member

Retired Member 

Collateral management for institutional investors

Institutional investors face pressing challenges in sourcing and managing collateral for OTC derivatives clearing, and must confront the reality that the issue is one they need to address sooner rather than later. But what steps can institutional investors take to address these collateral management challenges? One approach is to reduce OTC deriva...

/regulation

Advait Rege

Advait Rege Principal - Business Consulting at Infosys Limited

Regulatory Spending - Godsend ?

It is widely expected that technology spending in 2013-14 is going to be centered on Regulatory mandates. It is also expected that this will lead to the backtracking of several change programs that Banks / FIs proposed to undertake to increase STP, reduce inefficiencies in process, enable resiliency and stability of systems and improving scalabili...

/regulation

Retired Member

Retired Member 

Derivatives regulation - a corporate treasurer's nightmare

By Tom Riesack and Ute Herzog In the ‘new normal’ of highly regulated financial markets, corporate treasurers are feeling the reverberations in their daily activities. Corporates are using swaps to hedge their commercial risks, stemming from currency, interest and commodity price exposure. To mitigate such risks treasurers have a whole arsenal of ...

/regulation

Retired Member

Retired Member 

Caught up in consolidated tape, again

Just when I was hoping to start thinking about the Christmas holidays (beginning with the first of the season’s parties this week) we’ve seen a bunch of announcements on the European consolidated tape, including those from FPL and The COBA Project. Everyone acknowledges that the lack of an agreed tape of record makes any concept of true best exec...

/regulation

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