Join the Community

24,268
Expert opinions
40,806
Total members
341
New members (last 30 days)
224
New opinions (last 30 days)
29,326
Total comments

Latest expert opinions

clear
clear

4462 Results from /regulation

Retired Member

Retired Member 

Inside the FCA Sandbox: Part one - Application and acceptance

Late in 2016 The Financial Conduct Authority (FCA) announced the first group participating in its regulatory sandbox. The initiative is the first of its kind globally and has sparked a series of worldwide regulatory bodies to follow suit. The sandbox allows innovative firms to work with the regulator to test their products in a live environment, p...

/regulation

Retired Member

Retired Member 

How building intelligence bridges can transform risk and compliance

Anti-Money Laundering (AML) and transaction monitoring processes are becoming usual practices in today’s financial environment due to the increasing enforcement of more and more regulations. In recent news there have been a number of international tier I and tier II banks that received large fines due to: AML violations, lack of sufficient scrutin...

/regulation

Retired Member

Retired Member 

How banks avoid extinction

I have never been as torn about the future prospects of banking as I am now. Even during the Icelandic financial crisis of 2008, my mind was not as close to blowing up as it is today. I am scared that people will need banking but not banks. I am not only scared. I am also excited about the opportunities of the drastic changes ahead, the importance ...

/regulation /retail

Retired Member

Retired Member 

Could Regulators perform AML in a Blockchain World?

Before you say "that is a crazy idea", stop and think. It sounded crazy to me as well but after some thinking I have concluded that it has merits. Here's why. First, let's check the state of technology advancements. Real time networks provide central banks the ability to settle mass market retail transactions in real time (not just the

/regulation

Piyush Srivastava

Piyush Srivastava President & Chief Operating Officer at RiskCounts LLC

FRTB - The democratization and level playing field for the Trading book and Banking book

FRTB can be summarized in three lines as follows: - Close the loop hole of Capital Arbitrage between the Trading and the Banking books - Calculate the Capital as if the banks are in Stressed Market Conditions - Calculate Capital using the Standardized Approach, even though Trading desks calculate the Capital Charge using ...

/regulation

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

7 Chief Risk Officer Priorities for 2017

In December, I attended the Amsterdam RiskMinds Conference, which highlighted current priorities of Chief Risk Officers [CROs] and risk professionals. Having reflected over Christmas sherry and Mariah Carey New Year PR disasters, I consider 7 key CRO and risk priorities. Do you agree ? Post your comments below. i) Be “Chief Worrier” The modern Chi...

/regulation /wholesale

Martijn Groot

Martijn Groot VP Product Management at Asset Control

The Regulatory Web of Complexity

At the centre of financial services risk management and regulatory compliance is the convergence of data from a huge range of information silos, departments, product lines, customers and risk categories. Risk and finance are at the end of an extensive chain, examining the consolidated threads, uncovering issues and spotting patterns. This is where...

/regulation Financial Services Regulation

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

PSD2 APIs and the risk of fraud

Card-not-present (CNP) fraud is a big problem and is getting worse. It is possible its severity and the way it is outpacing ecommerce growth have influenced the drafting of the PSD2 and EBA RTS and defining the required levels of customer authentication and exemptions. Indeed, I attended an event recently where CNP fraud statistics were used to em...

/payments /regulation

Piyush Srivastava

Piyush Srivastava President & Chief Operating Officer at RiskCounts LLC

What does FRTB or Fundamental Review of trading book really mean?

Remember those days when we saw Lehman employees walking out with their personal stuff in cardboard boxes, the manhandling of AIG employees in New York, the demonstrations at Wall Street and Zuccotti Park (New York), and the $ 1 trillion bailout fund that the Congress initially refused to approve? Yes, to avoid similar situations, the BIS (Basel C...

/regulation /inclusion

Nanda Kumar

Nanda Kumar CEO at SunTec Business Solutions

How can banks take the pressure out of stress tests?

Last year has been a rocky year for banks and financial markets. 2016 was a year of major fluctuations, driven by political changes across the world. The markets have reflected these turbulent times, with the greatest number of fluctuations the market has seen in 50 years. Banks have to mitigate these risks and adapt to new market changes. Banks h...

/regulation

Now Hiring