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218 Results from 2008, /payments

Retired Member

Retired Member 

Crisis: traditional thinking in rewards programs is useless

Banks have already substantially cut credit limits and it seems obvious that they should be giving out fewer cards than in the past, but you can’t really tell this with all the credit card marketing still happening in Singapore’s shopping districts. Will banks continue promoting card usage and credit consumption as the crisis grows, or will rewar

/payments

Retired Member

Retired Member 

2009 - is that the year we all went online?

So ... I have been saying for a long time that the primary cause of plastic card transaction fraud is the idiot policies adopted by the issuing banks - I know how to win friends and influence people. I did want to use a less emotive word than "idiot", but finding one that conveyed the same meaning eluded me. I am sure, though, that t

/payments

Richard Barr

Richard Barr Principal Associate at Citadel Advantage Ltd.

Is it really all doom and gloom?

I just had a friend phone me to tell me that after almost 12 years at the same firm, he's being laid off. I had another friend phone me yesterday to tell me how horrible his job is now. A couple weeks ago, the British newspapers screamed about 20,000 financial industry jobs evaporating overnight. But does this mean that all is gloom & doom? We...

/payments /regulation

Olivier Berthier

Olivier Berthier CEO at Moneythor

Trade Finance sneaking back into the limelight

... as a saviour or a culprit? For years, trade finance has quietly gone about its own business providing the essential oil that keeps the cogs of commerce turning. It was never a dinner party topic and few people outside the industry had even considered it, until excessive lending and the ensuing credit crunch has thrust trade finance into the li...

/payments /wholesale Financial Supply Chain

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Vendor risk: The tables have turned

I was speaking to a software vendor last night who recently had a big project go live at one of the UK's largest banks. When the project was first signed, the vendor was quite a small company (though it has since been acquired). Because of its size, they had to jump through all sorts of hoops to get the deal done, with the bank quite sensibly wanti...

/payments Finextra50 fintech index

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

LayAway - your credit card.....

The burgeoning financial crisis is throwing up some unique offerings to consumers. Consumers now have more options - both for products and methods of purchase. This festive season, if you don't relish using your credit card and walking away with the goods immediately, you can get back to good old 'thrift' - where you squirrel up your savings and pa...

/payments

Retired Member

Retired Member 

Waterslide Transit Systems

So ... Barclaycard have introduced a slide-and-go payment system that allows a punter to leave the office via an alternative exit, purchase a banana in the supermarket and then head off, via the library, into the underground (or subway, as the cars all appear to be driving on the right), where a single beep sees him slip-sliding all the way home, ...

/payments

Retired Member

Retired Member 

One loan to save them all?

The government’s recent colossal capital injection into the UK’s banks is obviously a good thing for all those with a vested interest in the banks. Increasing liquidity in inter-bank lending is one piece of the puzzle needed to start fixing the unquestionably broken face of business and finance in the UK. And, while it won’t fix things overnight, ...

/payments /retail

Retired Member

Retired Member 

Why doesn't anybody love me?

"In it's sixth Sepa progress report, the ECB welcomes the effort made so far, but stresses that work 'urgently remains to be done' to ensure the success of the Europe-wide project." You don't say? Is anyone surprised? Talk about stating the obvious... With banks being bailed out and IT budgets across the board slashed beyond recognition...

/payments /retail EBAday

Adam Nybäck

Adam Nybäck System Developer at Anyro

What's wrong with the UK?

They still use cash to pay bills in the UK in 2008? And now cash for paying things on the internet? This is just too weird.

/payments

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