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865 Results from /inclusion

Retired Member

Retired Member 

Taking on the Innovators in a Cloudy Future

In the last decade, we have seen an unprecedented level of disruption in the financial services market. New start-ups have challenged the traditional silos in the financial industry – and even threatened the way that money is generated and exchanged. Financial institutions have made and been confronted by bold moves including developments like con...

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Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

Mobile Money - Subscribers -Thoughts and Experience

Abstract: This article focuses on how & what mobile money subscriber thinks and experience in their life span of mobile money journey. Lot has been said on how to design, what to design, how to price, what all services to give (From service provider mind set). What customer wants, how customer wants, what customer understand and sets depiction...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Four ways fintech can change the world for good

A whopping two billion people don't have access to any formal financial service. To put that in perspective, that’s twice the number of people who don’t have cell phones. Fintech represents a huge opportunity to level the playing field and help extend economic opportunity to all. Here are four ways that fintech can change the world for the better:...

/inclusion Financial Inclusion

Retired Member

Retired Member 

The top 3 predictions for crowdfinance in 2016

To nobody’s surprise the exciting predictions for the world of crowdfunding in 2015 were not entirely wrong. In fact, most of them were entirely right. So have an early Christmas present, wonderful followers of all things crowdfinance. 2016 is going to be BIG. You heard it here first… 1) Crowdfinance is going mainstream and beyond If 2015 was ...

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Retired Member

Retired Member 

Strong global enforcement culture set to continue in 2016

Looking ahead to 2016, it’s clear there are going to be new KYC rules drafted or implemented around the world. These new rules will require banks and investment managers to challenge the way they conduct client on-boarding and due diligence – these organizations will need to embed processes that ensure they literally know their clients 24 hours a ...

/regulation /inclusion

Retired Member

Retired Member 

Click and Collect- Why financial services companies need a digital first collections strategy

Recent figures from the Bank of England seem to indicate that we are heading for a fresh household debt crisis in the UK. People are borrowing at the fastest rate in almost a decade as confidence in the economic recovery grows. Consumer credit rose by £1.2 billion between September and October, putting the annual growth rate at 8.2%. The situation...

/regulation /inclusion

Retired Member

Retired Member 

Are financial services firms ready for the KYC risk management revolution?

As new know your customer (KYC) rules are being implemented by countries around the world, banks and investment management companies are beginning to realize the scale of the challenge around managing their KYC data is about to become substantial. New best practice is “dynamic” KYC – knowing where a particular client stands against increasing regu...

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Neil Crammond

Neil Crammond risk education & real time market abuse at DIVENTO FINANCIALS

Michael Coscia part 2 ..................... when civil courts over ride regulators

I was asked to explain how this new court case would affect the market and WHY it has shocked the HFT companies who thought they had conquered the exchanges supervision depts ! MICHAEL COSCIA's CONVICTION OF SPOOFING / CHEATING last week SENT A HUGE MESSAGE TO THE MARKET PLACE . THAT MESSAGE CLEARLY SPELT THAT USING ORDERS THAT ARE QUICKLY CAN...

/regulation /inclusion

Neil Crammond

Neil Crammond risk education & real time market abuse at DIVENTO FINANCIALS

Michael Coscia : HFT no more hiding

Why was he allowed to cheat ? Why did exchanges fail to suspend these trades ? Finally after years of complaining we have a result ! Bank robbers and murderers always plead innocent until found guilty and Panther energy are no different . His company was allowed by exchanges and regulators to daily abuse , spoof , flip and blatantly cheat for...

/regulation /inclusion

Retired Member

Retired Member 

Financial Inclusion and revolution of Smart phone as key enabler

I had many a times thought before on why Banks create entry barriers to customers like Minimum balance, minimum income limit etc., etc., Who will then support all the aspirations people who are below the minimum requirements? Earlier there used Pawn brokers, small time money lenders, co-operative societies who were serving people outside of the ba...

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