Research/analysis

1708 articles tagged with this keyword

/regulation

PRA capital rule changes puts £44bn of SME lending at risk - report

The UK Prudential Regulation Authority's plans to change bank capital rules could put up to £44 billion of SME lending at risk, according to research commissioned by Allica Bank.

/markets

$25trn wiped off global stock markets in 2022

The market capitalisation of global stock markets declined by 20% in 2022 while value of traded stocks fell by 10% according to data from the World Federation of Exchanges (WFE).

/markets

Study shows rise in online stock trading

Online searches for 'stock trading tips' and 'how to start trading' have increased by more than 200% since 2004 according to recently published data.

/payments

Offline CBDC could boost financial inclusion and privacy - Bank of Canada

An offline CBDC could offer a compliment to cash that would boost financial inclusion and preserve privacy, suggests a note from the Bank of Canada.

/startups

Fintech deals in Singapore reach record levels

Singapore's fintech sector enjoyed a mixed year in 2022, with a record level of activity but a significant drop in the level of funding, according to recently published data.

/retail

Innovate Finance calls for expanded open banking to help with cost-of-living crisis

Fintech industry body Innovate Finance has called on regulators to extend open banking to support the deployment of budgeting and affordability algorithms as a way to help Brits with the cost-of-living crisis.

/sustainable

UK challenger banks and specialist SME lenders overtake incumbents

Challenger and specialist banks lent small businesses more than the traditional major players in 2022 - a record £35.5 billion.

/retail

NatWest and NAB compare UK and Oz open banking regimes

Australia should consider a purpose-built open banking implementation entity modelled on the UK's OBIE to ensure effective collaboration between the industry and regulators, according to a white paper from NatWest and NAB.

/retail

Neobanks outpace traditional rivals in Android app downloads

European challenger banks significantly outperformed their legacy rivals in the race to get Android app downloads in 2022, according to data from App Radar.

/retail

UK fintech investment falls 56% in 2022

Total UK fintech investment fell by more than 50% in 2022 as a combination of higher interest rates and inflation, alongside downward pressure on valuations, dampened investor appetite, according to the latest report from KPMG.

/retail

Canadian SMEs keen on open banking

As Canada prepares an open banking regime, the country's small businesses are ready to seize the opportunity, according to a Mastercard survey.

/crypto

JP Morgan touts bank-issued deposit tokens

Blockchain-based deposit tokens, rather than stablecoins, could emerge as the foundation for stable digital money, according to a report from JP Morgan and Oliver Wyman.

/payments

BNPL payments increase over 10% as cost of living hits UK shoppers – Adobe

Research from Adobe Analytics has found that the use of Buy Now Pay Later (BNPL) by UK consumers has risen 10.7% compared to January 2022.

/cloud

US Treasury launches cloud services steering committee

The dominance of a handful of cloud service providers in the financial sector raises concerns about operational resilience and the bargaining power vendors have in negotiations with smaller FS players, according to a US Department of the Treasury report.

/retail

Majority of Brits don't trust Open Banking with their data - survey

Despite the CMA recently celebrating the UK’s six largest banks fully implementing their open banking standards, there is still a long way to go before consumers are fully confident in handing over their financial data.

/sustainable

Danske Bank releases ambitious climate action plan

Danske Bank has released a detailed climate action plan setting goals for 2030 and 2050. The plan maps out the bank’s sustainable goals and carbon emissions, pulling focus to the green transition.

/retail

Brits feel anxious checking banking apps as cost-of-living challenges bite

GFT’s latest Banking Disruption Index indicates that banking customers are feeling increasingly apprehensive checking their finances.

/payments

Finextra's top research reports of 2022

With 2022 drawing to a close, we take a look back at our most downloaded whitepapers, sentiment papers and surveys over the course of the past year. These reports are Finextra-led and cobranded, based on editorially balanced, independent, referenced desk-based and online research.

/payments

Finextra's top Future Series reports of 2022

With 2022 drawing to a close, we take a look back at our most downloaded Future Series reports over the course of the past year. Finextra’s Future Series is an annual editorial report series covering a fintech topic at a high level and includes interviews from financial institutions, usually a global range from EMEA, APAC and the Americas.