Research/analysis

1679 articles tagged with this keyword

/Research/analysis

Half of market participants not preparing for T+2 - Omgeo

Market participants are not prepared for shorter settlement cycles, despite being strongly in favour of a move to T+2, according to a study from Omgeo.

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Banks should bank on APIs and apps, not applications - Gartner

Banks need to ditch rigid and reactive applications in favour of flexible and proactive APIs and apps, says research house Gartner.

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Survey: 45 per cent of transaction banks developing mobile strategy

Finextra and Misys have announced the results of their annual survey of trends in transaction banking. The responses from 105 professionals in the trade finance, payments and cash management industry located in 40 countries highlighted the stronger strategic focus on customer service and channel and product innovation.

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Disabled and elderly facing payments barriers - study

Elderly and disabled Brits face significant barriers in accessing and using payment systems, often forced to resort to workarounds such as sharing cards and PINs, according to research from the Payments Council.

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European FS industry not making most of customer data - Finextra survey

Customer data is still a misunderstood and underused asset at European financial institutions, seen by many as a purely compliance issue rather than a potential source of revenues, according to a Finextra survey commissioned by Capco.

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Unbanked hungry for mobile money - study

The vast majority of mobile phone owners in developing countries are interested in using their handsets to access financial services, according to a survey from Visa.

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Global card fraud continues to rise - survey

A quarter of people have been hit by card fraud during the past five years, prompting many to ditch their provider, says an ACI Worldwide-commissioned survey covering 17 countries around the world.

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India to double ATM numbers to 200,000 by 2016

The number of ATMs in India will double over the next four years, to 200,000, as regulatory changes that open the market up to non-banks take effect, according to Celent.

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Mobile banking, cloud computing and IT investment cash top wish list for bank CIOs

Half of Britain's financial services firms think that mobile banking is already important to their customers, while 71% predict it will be by 2015, according to a survey from Fujitsu.

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Shortening US trade settlement cycle a big money saver - BCG

Shortening the time period between trade execution and settling payment for US cash securities transactions could reduce the industry's costs and risk exposure by several hundred million dollars a year, according to a report from the Boston Consulting Group (BCG).

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UN urges central banks to allow postal services to issue e-money

Central banks should make sure that postal operators can issue electronic money so that they can offer mobile financial services and help bank the unbanked, according to a report from a United Nations agency.

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Developing country lenders drive virtual banking revolution - EIU

A quiet revolution is occurring in the methods and composition of the global banking market as tech-savvy lenders in developing countries grab a major share of the pie, according to an Economist Intelligence Unit report.

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E-payments behind quarter of Canadian GDP growth - Visa

Electronic payments have driven almost one quarter - or C$196 billion - of total Canadian GDP growth over the past 25 years, claims a study commissioned by Visa.

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Non-cash payments on the rise in EU

More than 90 billion non-cash payments were made in the EU last year, nearly five per cent up on 2010 thanks to rising use of credit and debit cards, according to European Central Bank figures.

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Growing US pre-paid market needs more regulation - Pew

Reloadable pre-paid cards are becoming an increasingly common alternative to current accounts in the US and, as a result, need to be more tightly regulated to protect consumers, warns the Pew Charitable Trusts.

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Study questions MiFID II HFT plans

A UK-government commissioned working paper on the economic impact of MiFID II has hit out at several key computer trading rule proposals, warning that they could damage economic growth.

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Disgruntled Brits would ditch traditional banks for John Lewis, Amazon

With the reputation of high street banks in the gutter, Brits are open to the idea of switching their allegiance to potential rivals, such as John Lewis and Amazon, from outside the industry.

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Brits wake up to contactless payments

Tap and go payments technology appears to have successfully established itself in the collective British psyche over the last year, with 84% of people now able to identify the contactless symbol.

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E-crime costs UK retailers £205m a year - BRC

With e-commerce booming, the government and police must take the associated multi-million pound criminal threat more seriously, says the British Retail Consortium (BRC).

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US small businesses ditch banks over online fraud

Around three quarters of small and medium-sized businesses (SMBs) in the US have fallen victim to online banking fraud and many are ditching their provider as a result, according to research from Guardian Analytics and Ponemon Institute.