Research/analysis

1713 articles tagged with this keyword

/Research/analysis

Technology threatens European banking model

European retail banks need to radically overhaul their technology infrastructure if they are to face off the competitive threats to their business from a host of new startups, says consultancy Deloitte.

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Ditch legal tender to unleash bitcoin - think tank

The concept of legal tender should be abolished and private money should enjoy a level playing field that enables the likes of bitcoin to compete with state-backed currencies, a new think tank report suggests.

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Half of UK payments still in cash

Cash usage may be on the slide but notes and coins are still the UK's most commonly used buying tool, accounting for more than half of all payments last year, according to new figures.

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UK card spending tops £0.5 trillion in 2013

UK card spending has more than doubled over the last decade, topping half a trillion pounds last year, according to industry figures.

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Bitcoin to have 'profound' impact on trust-based markets - Wedbush analysts

Bitcoin may currently be going through an "adoption chasm" but the crypto-currency will have a profound societal effect, shaking up payments markets and other industries over the next few years, analysts from Wedbush Securities have predicted.

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Young North Americans willing to go branchless

Nearly four in 10 young North Americans would be happy to consider switching to a purely digital bank that has no branch network, a survey from Accenture shows.

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Bitcoin not a threat to banking system...yet

Bitcoin is still more of a curiosity than a threat to the banking system but in the long term the crypto-currency could have a pronounced impact on payments, according to a group of advisers to the US Federal Reserve.

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New York to step up assessment of bank cyber-security plans

New York's banks will face new cybersecurity assessments carried out by the Department of Financial Services (DFS), under plans unveiled by Governor Andrew Cuomo.

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Security worries could hamper take-up of Paym P2P m-payments

Nearly half of Brits have no intention of using the bank-backed Paym person-to-person mobile payments service, which launches tomorrow, according to a survey from Consumer Intelligence.

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Americans switch from cheques to cards - Fed

Card payments have soared in popularity in the US over the last 10 years and now account for more than two thirds of all non-cash payments, according to Federal Reserve figures.

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HFT is harmful, say US market participants

More than two thirds of US financial industry participants think that the equity markets are not fair and half consider high-frequency trading harmful, according to a survey from ConvergEx Group.

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Lack of awareness stalling m-banking take-up

A lack of customer awareness could be hindering uptake of mobile banking services around the world, a new survey from BuzzCity suggests.

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Brits wary of crypto-currency; Nakomoto outed?; bitcoin goes to pot

Despite the hype, the vast majority of Brits have no interest in using bitcoin to shop online, with a lack of trust cited as the main barrier to uptake.

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As US card fraud rises, firms increase security spending

US credit card fraud increased last year despite efforts by firms to beef up their security, according to an Association for Financial Professionals (AFP) survey.

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As cyber threat grows, EU regulators warn FS firms on IT budgets

Europe's financial institutions have been told by regulators that they must protect their IT budgets in order to guard against the growing threat of cyber attacks.

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UK mobile banking transactions double in one year

The UK is in the midst of a technology-led banking revolution as Brits shun branches in favour of their mobile phones, figures from the British Bankers Association show.

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IT proves top spending priority for UK FS industry

IT looks set to be the top capital spending priority for the UK financial services industry over the next 12 months, according to a CBI/PwC survey.

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London enjoys fintech investment boom

The UK and Ireland has emerged as the world's fastest growing region for financial technology investment over the last five years as London establishes itself as the fintech capital of Europe.

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Financial markets IT spending to hit $100bn as credit crunch nears end

2018, a decade after the collapse of Lehman Brothers, could prove the end of the financial markets technology credit crunch, with spending breaking the $100 billion barrier, claims analyst house Ovum.

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Bitcoin not a currency but has tech potential - Goldman Sachs

Far from taking off as a new currency, the true value of Bitcoin lies in its potential to transform existing payments networks, say Goldman Sachs analysts in a comprehensive report into the budding crypto-currency.