Finextra Research: Latest fintech news, analysis, interviews, features and opinion by industry experts

Bank of Canada ponders bitcoin's effect on monetary policy

The rise of bitcoin could leave central banks struggling to implement monetary policy and unable to act as lenders of last resort, the Bank of Canada's senior deputy governor has warned.

17 November 2015

Company update/Research/analysis

Swift Institute evaluates real-time payment systems

The Swift Institute announces the availability of a new paper that proposes a hybrid model for real-time retail systems, combining the benefits of a real-time gross settlement system (RTGS) with those of a deferred net settlement (DNS) system.

12 November 2015

Company update/Research/analysis

UK banks in state of customer complacency amid digital disruption

Retail banks in the UK will have to shake themselves out of a state of customer experience complacency if they are to stave off the threat of newer, disruptive entrants to the industry in the next few years, according to research conducted by Redshift Research.

06 November 2015

News/Research/analysis

Toronto failing to create proper fintech ecosystem - report

Toronto has all the ingredients necessary to become a major fintech hub but is failing to compete with the likes of London and New York because it has not developed a proper ecosystem, according to a new report.

06 November 2015

News/Research/analysis

Banks boost innovation investment to see off fintech rivals

The vast majority of retail banks around the world have increased their investments in disruptive technologies this year as they seek to fend off a surge of new technology, telco and fintech competitors, according to research from Infosys Finacle and Efma.

05 November 2015

Company update/Research/analysis

Data standardisation key to post-trade reform - FMC

Financial Markets Consulting has released a report, “Collaboration and Utilities ¾ Drivers of Derivatives Processing Transformation,” that discusses the inefficiencies that continue to challenge post-trade processing in both exchange-traded and cleared over-the-counter (OTC) derivatives, along with potential solutions that address these key industry pain points.

02 November 2015

Company update/Research/analysis

Banks failing to provide secure connection for all online payments - research

New business research* by Kaspersky Lab and B2B International reveals that 33 per cent of financial services don’t offer customers a secure channel for all their online payments.

28 October 2015

Company update/Research/analysis

Banks rediscover benefit of branches

Today Ovum, the global analyst house, announces the role of bank branches has changed.

27 October 2015

News/Research/analysis

Bank boards have little or no technology experience says study

A survey by Accenture has found that almost half of the world's biggest banks have no directors with any technology experience on their board.

27 October 2015

Company update/Research/analysis

Instant card issuance a hit with customers - survey

Cardholders are 22 percent more likely to be very-to-extremely satisfied with their bank if they have received an instantly issued debit card instead of a card sent by mail, according to a new Javelin study sponsored by Entrust Datacard.

26 October 2015

News/Research/analysis

Researchers reveal chip and PIN hack

Forensic researchers from France have called a scam that saw thieves embed two chips in a payment card to carry out a man-in-the-middle attack "the most sophisticated smart card fraud encountered to date".

21 October 2015

News/Research/analysis

North American mobile payments usage stagnates

Apple and Google may have boosted awareness of mobile payments in North America over the last year, but actual usage has remained flat, according to a survey from Accenture.

20 October 2015

News/Research/analysis

FS firms told to prepare for avalanche of IoT data

Financial services firms should begin planning for the avalanche of new data that will hit them through the rise of the Internet of Things (IoT), which, if used correctly, could bring huge benefits to the industry, according to a Deloitte University Press report.

16 October 2015

News/Research/analysis

Capital markets facing reference data challenges

More than two thirds of capital markets firms say that data quality is hitting costs and driving them to look into replacing siloed data management systems, according to a survey from Accenture and Greenwich Associates.

14 October 2015

Company update/Research/analysis

US treasury dealers step back from market making

More than 50% of top U.S. Treasury dealers have stopped actively making markets on interdealer platforms—a dramatic change to a market in which virtually all leading dealers once performed this function.

13 October 2015

Company update/Research/analysis

China and India drive global ATM growth

The worldwide ATM installed base grew 7% in 2014, to reach three million units, according to RBR’s newly published Global ATM Market and Forecasts to 2020 report.

09 October 2015

News/Research/analysis

Banks must embrace fintech-fuelled payments revolution - BNY Mellon

Banks must embrace fintech companies or risk being left behind as the payments landscape undergoes a radical technological overhaul, according to a new report from BNY Mellon.

09 October 2015

News/Research/analysis

China and India drive non-cash payments growth

Global non-cash payments volumes are expected to increase by nearly nine per cent in 2014, as massive emerging markets such as China and India begin to go electronic and mobile money takes off in developed countries, according to the latest annual World Payments Report from Capgemini and Royal Bank of Scotland.

06 October 2015

Company update/Research/analysis

Canadians open to new banking technology - poll

A new poll by CIBC (CM.TO) (CM) finds that a majority of Canadians (67 per cent) say they are open to trying new banking or payment technology, such as depositing cheques by taking a photo with their mobile device or paying at the checkout with a wave of their smartphone.

05 October 2015

News/Research/analysis

US gears up for EMV switch deadline

Despite the fact that the majority of Americans still do not have EMV payment cards ahead of tomorrow's deadline for a switch from magstripe, an industry taskforce insists that the migration is "on track".

30 September 2015