Research/analysis

1678 articles tagged with this keyword

/sustainable

AIB survey reveals cost of living influences sustainability decisions

45% of adults say that they are personally affected by climate change, a substantial increase from 37% in 2020.

/regulation

LLMs display cognitive shortfalls - BIS

When posed with a logical puzzle that demands reasoning about the knowledge of others and about counterfactuals, large language models (LLMs) display a "distinctive and revealing pattern of failure," according to a bulletin from the Bank for International Settlements.

/payments

Quarter of UK BNPL users charged late fees

Nearly a quarter of Brits that have used buy now, pay later services have been charged late payment fees, according to a survey for education charity the Centre for Financial Capability.

/payments

Finextra's top research reports of 2023

With 2023 drawing to a close, we take a look back at our most downloaded whitepapers, sentiment papers and surveys over the course of the past year. These reports are Finextra-led and cobranded, based on editorially balanced, independent, referenced desk-based and online research.

/sustainable

ADCB introduces the region’s first Mastercard Carbon Calculator

Abu Dhabi Commercial Bank (ADCB) has partnered with Mastercard to introduce the Mastercard Carbon Calculator in the Middle East.

/sustainable

COP28: UAE commits $30bn to climate finance

The UAE has announced a $30 billion investment to launch a climate-focused investment vehicle at COP28, that will set the foundation to establish a more transparent climate finance system and provide funding and access to the Global South.

/retail

Finastra survey shows global investment in AI, embedded finance, and BaaS

Finastra’s annual global State of the Nation Survey revealed that the financial services sector is investing in new innovations in artificial intelligence (AI), embedded finance, and Banking-as-a-Service (BaaS).

/wholesale

Majority of UK banks already piloting GenAI

Nearly three quarters of UK financial services firms are now piloting the use of generative AI for things like ‘co-pilot’ employee efficiency tools, according to a UK Finance survey.

/startups

FinTech Wales launches sustainability course

FinTech Wales, a non-profit independent membership organisation for the FinTech and Financial Services industries in Wales, has partnered with The London Institute of Banking & Finance (LIBF) to offer an exclusive, five module course for professionals in FinTech to deepen their understanding of sustainability strategies.

/markets

NA banks to prioritise tech spending - Temenos

North American banks consider technology to be the biggest trend impacting their industry – and are focusing their investment strategy accordingly, finds an Economist Impact study, commissioned by Temenos, which surveyed bank executives in North America.

/retail

JPMorgan Chase tops bank AI index

JPMorgan Chase is the world's top bank for artificial intelligence maturity, with Capital One and Royal Bank of Canada hot on its heels but European lenders lagging behind, according to the annual Evident AI Index.

/wholesale

Half of European fintech lenders unlikely to ever hit profitability - WinYield

European fintech lending startups have racked up over €11 billion in debt facilities in 2023 but many are running unviable models and will never become profitable, claims a report from credit fund WinYield.

/Research/analysis

UK Open Banking API Performance 2022-2023

639 downloads

/payments

More than a quarter of Brits using BNPL - FCA

As new research shows that more than a quarter of Brits have used BNPL in a six-month period, the FCA has agreed deals with two firms - PayPal and QVC - to make their contract terms easier to understand.

/payments

Aussie university pilot offline CBDC

Students at Australia's Southern Cross University have been piloting the use of a CBDC to pay for goods and services offline at on-campus vendors.

/sustainable

Greenly launches climate rating system to ensure decarbonisation transparency

Carbon accounting platform Greenly has launched a climate rating system to monitor decarbonisation in companies.

/Research/analysis

The Future of Digital Banking in North America 2024

731 downloads

/inclusion

GoHenry urges UK government to make financial education mandatory in schools

Children’s financial education app and prepaid debit card company, GoHenry, is campaigning for the UK government to make financial education compulsory in primary schools.