Finextra Research: Latest fintech news, analysis, interviews, features and opinion by industry experts

Fed researchers compare P2P lending to subprime mortgages

The peer-to-peer lending industry has the potential to destabilise consumer balance sheets, with loan performances bearing a striking resemblance to the subprime mortgage market before the 2007 crisis, warns a new paper from the Cleveland Federal Reserve.

10 November 2017

News/Research/analysis

Britain’s small businesses bank on alternative finance options

With more than half of small business owners in the UK concerned about their ability to get bank loans, many are turning to alternatives such as crowdfunding and P2P lending, according to a WorldPay survey.

02 November 2017

News/Research/analysis

AI brings news stability risks, warns regulator

An increasing reliance on artificial intelligence by banks, insurers and hedge funds could have unintended consequences and threaten the financial system's stability, warns a report from a top global watchdog.

01 November 2017

News/Research/analysis

Mobile apps replace bank branches for UK millennials

More than half of millennial Brits now regularly use their mobile phones to keep on top of their financial affairs, according to a Visa survey.

30 October 2017

Company update/Research/analysis

FS firms failing to fully implement cross-channel authentication management

Nice Actimize, a Nice (Nasdaq:NICE) business, has released a joint survey with PwC today which outlined the state of omni-channel authentication strategies at financial services organizations (FSOs), observing that only 28 percent of FSOs have fully implemented cross-channel authentication management.

27 October 2017

News/Research/analysis

Forget fintechs, banks need to worry about Alibaba and Amazon

Banks may have seen off the challenge from fintech startups but they now face the far bigger threat of platform giants such as Amazon and Alibaba eating into their margins, warns a new report from consultancy McKinsey.

26 October 2017

News/Research/analysis

Can regtech and CLM save the customer experience? - new Finextra report

Increased regulatory burden is hampering smooth and timely onboarding of customers, as banks struggle with technology implementation and budget parameters, according to financial industry professionals surveyed in a new paper by Finextra Research.

12 October 2017

News/Research/analysis

ATM black box attacks soar in Europe

Europe saw a surge in the number of ATM black box attacks - where devices are attached to machines and command cash outs - in the first half of 2017.

06 October 2017

Company update/Research/analysis

RSRCHXchange unveils new functionality ahead of MiFID II deadline

With 60 working days before the MiFID II implementation deadline, RSRCHXchange, the research aggregator and marketplace, has launched its latest version of RSRCHX including mobile and desktop apps and a range of new research management functionality.

05 October 2017

News/Research/analysis

Tech spending key to fixed-income market share growth

Bond dealers that want to boost their market share growth need to spend big on technology. That's the message of a new report into IT spending in fixed income trading.

03 October 2017

News/Research/analysis

German central bank flags DLT weaknesses

Deutsche Bundesbank has dampened the blockchain hype, dismissing distributed ledger technology's prospects in retail payments, at least in the eurozone, and pouring cold water on central bank-issued digital currencies.

22 September 2017

Company update/Research/analysis

More Americans using non-FI providers for banking

The latest Expectations & Experiences consumer trends survey from Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services technology solutions, finds a substantial number of consumers are comfortable using nonfinancial providers for essential activities such as paying bills, transferring money to others, and taking out loans.

20 September 2017

News/Research/analysis

UK fintech firms expect revenues to soar

Despite Brexit, the UK's fintech firms remain bullish on their prospects, with half expecting revenues to double over the next 12 months and a third even anticipating an IPO within five years, according to a survey for Her Majesty's Treasury.

07 September 2017

News/Research/analysis

ECB and Bank of Japan conclude DLT not ready for RTGS systems

Distributed ledger technology is not mature enough for large-scale applications like real-time gross settlement (RTGS) systems, the Bank of Japan and European Central Bank have concluded.

07 September 2017

News/Research/analysis

Three years on from Apple Pay launch, mobile wallets gain momentum

On the eve of the third anniversary of the launch of Apple Pay, mobile wallet adoption in the US and Europe is gaining traction, but Asia and Latin America continue to lead the way, according to a new report from ACI Worldwide and Aite.

05 September 2017

Company update/Research/analysis

Brits embrace contactless

Ten years on from the introduction of contactless cards in the UK, Visa’s annual Digital Payments study released today reinforces the country’s leading position in driving contactless payments.

05 September 2017

Company update/Research/analysis

Brits lose £600m a year on money transfer fees says new money transfer comparison service

Monito, an online money transfer comparison tool, today launched into the UK market, reveals that banks and expensive money transfer services are costing UK residents more than £600 million each year in excessive international transfer fees, a significant portion of which are hidden.

05 September 2017

News/Research/analysis

Cryptocurrency transactions to exceed $1trn by year-end: report

A new report has forecast that the value of cryptocurrency transactions will surpass the $1 trillion milestone before the end of 2017.

05 September 2017

Company update/Research/analysis

King's Business School report looks into chargeback fraud

More online sellers are becoming victims of mass fraudulent buying, new research from King’s Business School reveals. The researchers provide vital advice for users of e-commerce platforms like eBay on how to protect themselves.

05 September 2017

News/Research/analysis

India's central bank plans blockchain platform

The R&D unit of the Reserve Bank of India is preparing to launch a banking platform based on blockchain technology.

01 September 2017