Research/analysis

1679 articles tagged with this keyword

/Research/analysis

North Korea using bank cyberattacks to evade sanctions - UN report

North Korea has been using cyberattacks on banks and cryptocurrency exchanges to steal money and evade financial sanctions, says a new United Nations report.

/Research/analysis

UK embraces contactless payments

Total UK contactless spending rose by nearly a third last year to £69 billion, with tap and pay now accounting for more than 40% of all card transactions, according to industry figures.

/retail

New data sources could boost UK financial inclusion by 1.5m - Experian

Experian has targeted radically reducing the UK’s ‘Invisible’ population by harnessing the potential of new data sources, which can help organisations make more informed decisions.

/inclusion

UN report dismisses fintech sandboxes in developing economies

The rise of fintech has the potential to extend the benefits of financial inclusion to millions of people but also poses complex regulatory challenges, says a new UN-backed report which also questions the value of the increasingly popular sandbox approach.

/ai

AI to outperform human credit decisions by 2024 - survey

Artificial intelligence (AI) will produce more accurate, reliable and transparent credit decisions than human-based systems within five years, according to capital markets professionals surveyed by Intertrust.

/Research/analysis

EBA urges EU rules on crypto-assets

The European Banking Authority is calling on the EU to look into whether there should be a block-wide regulatory approach to crypto-assets.

/Research/analysis

The Innovation Game: Escaping legacy with new technology

APIs and cloud-based systems and low code developer tools are enabling banks to create a more open service, and this hybrid utilisation of new technology with legacy systems is a way to deliver new services, fast, without undergoing wholesale core transformation.

/Research/analysis

Apps more popular than online banking in UK

A survey has revealed that smartphone apps have surpassed online banking as the channel of choice for UK consumers.

/payments

Central banks proceeding with caution on own digital currencies

Most central banks are exploring central bank digital currencies (CBDCs) but hardly any are at the pilot stage and even fewer see issuance as likely in the short or medium term, according to a Bank for International Settlements (BIS) survey.

/Research/analysis

Apac banks see big benefits from Open Banking for commercial customers

Most large banks in Asia Pacific think providing Open Banking services for their commercial clients is a key strategic initiative in their digital transformation programmes, and many expect it to help them achieve double-digit revenue growth, according to research from Accenture.

/startups

Latin America builds up fintech credentials

Latin America has established itself as a leading region in terms of innovation in the financial services sector that has seen more than 1,100 FinTech ventures and around a 50% annual growth rate in the main markets, according to research conducted by Startupbootcamp in Latin America.

/Sibos

Swift Operations Forum Europe 2018, Amsterdam - Day 1 report

Innovation in financial services and the application of new technologies dominated conversation on day 1 of the Swift Operations Forum Europe (SOFE) 2018.

/Research/analysis

Americans plan to spend 55% of annual gifting budget on gift cards

The average consumer is spending $59 more than the original value of their gift card, up $21 from 2017, according to the 2018 Prepaid Consumer Insights Study released by First Data (NYSE: FDC) today.

/security

Securities participants are next on the hitlist for cyber attackers – BAE Systems and Swift report

In an interview with Finextra, BAE Systems’ head of cyber security consulting practice Robin Oldham shares new research conducted with interbank messaging network Swift, which profiles the way in which sophisticated cyber crime gangs are moving up the value chain in search of big wins in the wholesale payments and capital markets arena.

/payments

M-commerce fastest growing sales channel in US

Mobile commerce (m-commerce) continues its ascent to dominance among Americans as it is now the fastest growing shopping channel, growing 15 percent annually in the U.S. – according to new data from leading payments technology company, Worldpay (NYSE: WP; LSE: WPY).

/Research/analysis

Most ATMs vulnerable to hackers - report

Many ATMs from some of the world's biggest manufacturers are vulnerable to a host of attacks and can be hacked in minutes, according to a report from Positive Technologies.

/inclusion

Egypt boasts fast-growing fintech sector

Egypt boasts one of the fastest-growing business markets in Africa, as can be seen in the expansion of its financial technology (fintech) industry.

/Research/analysis

Deutsche Bank calls for real-time liquidity management framework

Banks and corporates could reap huge benefits from real-time liquidity management functionality, but industry-wide collaboration is crucial to make it a reality, according to a new Deutsche Bank white paper.

/wholesale

Asset managers accelerate use of alternative data

Element22, a boutique data and analytics advisory firm serving the financial services industry, today announced the results of its comprehensive benchmark study, which was sponsored by UBS Asset Management.

/Research/analysis

UK FS industry should create shared digital platforms - report

UK financial firms, regulators and governments would benefit from increased efficiencies and cost savings if the developed shared digital platforms to more effectively tackle things such as customer background checks, regulatory reporting and fraud prevention, says a new report from Deloitte and TheCityUK.