Research/analysis

1709 articles tagged with this keyword

/payments

Integration largest hurdle to innovation adoption in payments - survey

Artificial intelligence (AI) continues to disrupt many industries, and the business payments and banking industries are no exception.

/Research/analysis

Financial firms could generate $140 billion from workforce modernisation - Accenture

Financial services companies in North America could unlock up to US$140 billion in productivity gains and cost savings by 2025 if they employ new technologies that help improve the efficiency and effectiveness of their workforces, according to a recent study by Accenture.

/retail

Deloitte predicts 'Japanification' of banking in 2020s

Leaders of banks need to look beyond banking in anticipation of disruption to their industry in the next decade, according to Deloitte.

/sustainable

Disclosing sustainability does not guarantee sustainability

81% of banks are disclosing information on progressive climate-related public policy. According to a report by Boston Common Asset Management, this is a slight increase from 71% in 2018.

/Research/analysis

Third of millennial Brits say primary bank is a challenger

More than one in five UK consumers, and one in three millennial Brits, say their primary banking relationship is with one of the host of challengers to have emerged over the last decade, according to a report from AT Kearney.

/sustainable

Bitcoin's impact on climate change not as great as feared

Despite previous claims that the carbon footprint of bitcoin mining was on par with entire countries, a new study has shown that its impact is much smaller than was feared.

/Research/analysis

Plum raises another $3m and launches on Android

Closing a second round of funding with a $3 million investment, AI powered smart savings app Plum now boasts a total lifetime investment of $9.3 million.

/Research/analysis

Research highlights the work that robo-advisers still have to do

Research by wealthtech provider, Nucoro, shows that only 8% of people believe a robo-adviser would provide the best returns on their money.

/ai

UK FI workers say AI can transform sector

More than two-thirds (67%) of UK Financial Services (FS) workers believe that artificial intelligence (AI) has the potential to transform many FS practices, according to new research from content services firm Nuxeo out today.

/Research/analysis

Global PCI DSS compliance plummets

Nearly two thirds of organisations around the world that accept card payments are putting customers at risk by failing to ensure full PCI DSS compliance, according to a Verizon report.

/sustainable

De-risking sustainable reporting of commercial banking data

While the Sustainable Development Goals (SDGs) set by the United Nations General Assembly for 2030 are ambitious, the financial services industry will play a crucial role in supporting countries with implementing new approaches to build momentum and accelerate progress.

/sustainable

Banks must adopt decarbonisation strategy ahead of imminent climate crisis

The influx of green banking initiatives and risk management tools has done little to remedy the expansion of fossil fuel financing and commercial attitudes remain unchanged as we move forward towards what is now a climate crisis, according to Boston Common Asset Management’s 2019 report.

/Research/analysis

MUFG leads security token consortium

Japanese financial services giant MUFG is leading a new Security Token (ST) Research Consortium, working on infrastructure that enables automatic securities and fund settlement via blockchain technology.

/Research/analysis

Confidence in service providers critical to open banking adoption - survey

The overwhelming majority of consumers would prefer their main bank, as opposed to other banks or third-party providers (TPPs), to be their primary source of open banking services, a new pan-European study from Mobey Forum and Aite Group has revealed.

/retail

Researchers call on banks to help reduce gambling-related harm

UK charity GambleAware and researchers from the University of Bristol are calling on financial services firms to take part in a programme looking into how technology, such as spend blockers, can help people struggling with gambling problems.

/regulation

FCA warns cryptoasset firms of impending AML deadline

The FCA has published a new webpage setting out key information and instruction for cryptoassets businesses ahead of implementation of the European Union’s Fifth Money Laundering Directive (5AMLD) early next year.

/regulation

Industry heavyweights establish Alliance to modernise financial regulation

Co-founded by Jo Ann Barefoot, former deputy comptroller of the currency and David Ehrich of fintech credit card startup, Petal, The Alliance for Innovative Regulation (AIR) has been launched to help regulatory agencies deal with the technological challenges posed by fintech innovation.

/ai

AI will not be job killer - IBM research

Contrary to the conventional wisdom, new technologies such as AI will actually kill off few jobs, according to research from the MIT-IBM Watson AI Lab.

/Research/analysis

China's growth cements UnionPay as world's largest card scheme

New research from RBR shows that there were 16 billion payment cards in circulation at the end of 2018, up by 10% since a year earlier.