Latest Research/analysis News: Finextra Research

Competition between Big Tech and banks for borrowers can boost privacy - BIS

Competition between Big Tech and banks in attracting borrowers can lead to greater privacy but could also result in more defaults and reduced investment, according to research from the BIS.

01 September 2022

News/crypto

Digital Dollar Project launches sandbox programme

The Digital Dollar Project has launched a technical sandbox programme as it bids to jumpstart the exploration of a US CBDC.

01 September 2022

News/startups

Hong Kong deemed 'uncompetitive' by fintechs

A survey of fintech executives has labelled Hong Kong as uncompetitive in relation to other financial centres around the world.

26 August 2022

News/crypto

Crypto-crime revenue drops by 65% - report

Revenue derived from cryptocurrency-related crime is down by 65% in the first half of 2022 compared to the corresponding period in 2021.

22 August 2022

News/payments

Faster Payments volumes increase by 23%– UK Finance

A new UK Finance Payment Markets report finds Faster Payments volumes increased by 23% to 3.6 billion from 2020 to 2021. The report looks at the latest payment trends from 2021 and forecasts up to 2031.

19 August 2022

News/retail

Starling and Monzo top customer satisfaction survey

Digital challengers Starling and Monzo have been ranked the top personal and business current account providers in the UK.

15 August 2022

News/cloud

Metaverse and decentralised identity flagged as emerging tech to watch - Gartner

Research by Gartner identified 25 “must-know” emerging technologies across three key areas which it predicts will greatly impact business and society over the next two to ten years.

12 August 2022

News/regulation

UN urges curbs on crypto uptake in developing countries

The United Nation’s Conference on Trade and Development, UNCTAD, has released three policy briefs on the dangers of cryptocurrency in light of the rising use of digital assets in developing countries.

12 August 2022

News/crypto

Cryptoassets in the metaverse could cause systemic risk - BofE

If an open and decentralised metaverse grows, the risks from cryptoassets may scale to have systemic financial stability consequences, say a pair of Bank of England wonks.

10 August 2022

News/crypto

CBDCs could boost financial stability

A well-designed central bank digital currency may enhance rather than weaken financial stability, according to a working paper from the US Treasury's Office of Financial Research.

09 August 2022

News/crypto

Bank of Thailand to launch retail CBDC pilot

The Bank of Thailand has announced the launch of its retail Central Bank Digital Currency (CBDC) pilot, set to run from late 2022 to mid-2023.

05 August 2022

News/payments

CBDCs could be 'holy grail' of cross-border payments - ECB

Central Bank Digital Currencies (CBDCs) could be the answer to the thousand-year search for the holy grail of cross-border payments, according to a new paper from the ECB.

03 August 2022

News/retail

Up Bank launches BNPL alternative, Maybuy

Australian neobank Up Bank, has launched savings service Maybuy. Maybuy is designed as an alternative to Buy Now Pay Later (BNPL) products which have become increasingly popular in recent years.

01 August 2022

News/payments

Swift could face challenge in new era for cross-border payments - EIU

The Russian invasion of Ukraine will cause disruption to cross-border payment systems and could, in conjunction with technological advances, challenge the dominance of the Swift network, predicts a paper from the Economist Intelligence Unit (EIU).

29 July 2022

News/security

10% of UK adult victims of digital wallet fraud – ACI Worldwide

Research by ACI Worldwide has found that one in ten UK adults fell victim to online fraud in the past four years.

27 July 2022

Company update/retail

OCC solicits research on implications of fintech for banking

The Office of the Comptroller of the Currency (OCC) is soliciting academic-and policy-focused research on the impact of financial technology (fintech) entities and nonbanks on banking and the markets for lending, deposit-taking, and payment services through August 21, 2022.

26 July 2022

Company update/inclusion

Fiserv partners Georgia Tech on understanding consumer financial health

The Financial Services Innovation Lab (FSIL), which serves as an interface between the financial services industry and faculty and students at the Georgia Institute of Technology, and Fiserv (Nasdaq: FISV), a leading global provider of payments and financial services technology with a flagship presence in Georgia, are partnering on a new initiative to better understand consumer financial health.

22 July 2022

News/sustainable

How is NatWest’s Carbon Planner tackling climate change?

In June 2022, banking giant NatWest launched Carbon Planner, a service designed to help businesses in reducing their carbon footprint. To learn more about the solution, Finextra spoke with head of climate change at NatWest, James Close.

22 July 2022

Company update/cloud

Data management and AI automation tools top investments for financial firms - survey

Investing in technology to better optimize data and modernize data management are the top priorities for financial services firms according to new research by global Fintech leader, Broadridge Financial Solutions, Inc. (NYSE:BR).

21 July 2022

News/wholesale

Banks choosing to build and not buy tech, suggests survey

Corporates' demands for digital services are leading a majority of corporate banks to look in-house when building their technology stack, according to recently published research.

20 July 2022