Research/analysis

1708 articles tagged with this keyword

/regulation

Innovate Finance calls for government support for crypto-asset industry

The UK must establish a joined-up strategy across government, regulators and the legal system if it wants to be a global leader in the crypto sector, says an Innovate Finance report.

/crypto

Industry pushes back again on Basel Committee crypto plans

A group of industry associations has pushed back against a second Basel Committee on Banking Supervision consultation on the rules on investments in crypto assets by financial institutions, calling for a host of changes.

/payments

SCA has led to fall in online card fraud - Barclaycard

200 days on from the mandatory introduction of Strong Customer Authentication (SCA) in the UK, 73% of retailers have seen online payment fraud decline, according to data from Barclaycard Payments.

/regulation

Barclays awards Lloyds Bank first place in CBDC Hackathon

Taking place over two days at the bank’s fintech hub, Rise, the Barclays CBDC Hackathon saw nine teams attempt six key challenges as they competed to create ‘the future of money.’

/payments

Central banks explore CBDC for international retail payments

The central banks of Israel, Norway and Sweden are working with the Bank for International Settlements to explore how CBDCs can be used for international retail and remittance payments.

/cloud

IBM research underscores lack of cloud cohesion

New global market research from IBM (NYSE: IBM) revealed that more than 77% of respondents have adopted a hybrid cloud approach which can help drive digital transformation, yet the majority of responding organizations are struggling with the complexity to make all their cloud environments work together. As organizations face skills gaps, security challenges and compliance obstacles, less than one quarter of respondents across the globe manage their hybrid cloud environments holistically – which can create blind spots and put data at risk.

/payments

More than 25% of Canadians say cross-border payments key to financial stability

The cross-border payments network was vital to the financial survival of families around the world at the height of the Covid-19 crisis and continues to play a key role post-pandemic, according to the 2022 Mastercard Borderless Payments Report.

/wholesale

Fintech lending boosts credit access for US small businesses

The use of alternative data sources and machine learning to assess the credit quality of applicants gives US fintechs an advantage over banks when it comes to small business lending, according to a paper from the Bank for International Settlements.

/sustainable

NatWest pledges support to SMEs amid UK energy crisis

NatWest and the Federation of Small Businesses (FSB) have teamed up to analyse and provide support to UK businesses struggling with the cost of living crisis.

/markets

Afme urges caution on European move to T+1

A move by Europe to a one-day settlement cycle (T+1) could bring significant benefits but would face a host of barriers, cautions a paper from Association for Financial Markets in Europe (Afme).

/crypto

White House sets out digital asset framework

The White House has put together a framework for the "responsible development" of digital assets that includes a more aggressive push by regulators to take on fraud in the sector.

/crypto

ECB taps CaixaBank and Amazon for digital euro prototypes

The European Central Bank has picked five partners - including CaixaBank and Amazon - to help it develop a digital euro prototype.

/retail

Embedded finance set for explosive growth

Embedded finance is set to redefine how consumers and businesses build and manage relationships with financial services, according to research which predicts that its transaction value will double in the US to $7 trillion by 2026.

/crypto

UK fintech investment takes a dive

UK fintech investment fell to $9.6 billion in the first half of 2022, down from $27.8 billion in the same period the previous year, as the global economic slowdown took its toll on the sector, according to a report from KPMG.

/crypto

Canadian fintech investment plummets

After a record-breaking year in 2021, investment in Canadian fintech dropped by more than 50% in the first six months of 2022, according to a KPMG report.

/security

N26 takes the offensive against phishing scams

Digital transformation of the financial industry has led to a major rise in global phishing scams and cyber-attacks. In order to protect consumers from falling victim to fraud, banks must enhance security protocols.

/crime

Report forecasts increase in online fraud during recession

Fraud fighters, SEON, has released a new report which examines the potential impact that global economic uncertainty may have on fraud.

/payments

Upgrading UK's payments infrastructure to boost GDP by $3.8bn by 2026

Upgrading the UK’s ageing payments infrastructure and increasing real-time payments adoption are forecast boost the UK economy by $3.8 billion by 2026, according to a study from ACI Worldwide, Global Data, and the Centre for Economics and Business Research (Cebr).

/inclusion

Robocash survey shows growth of fintech in Philippines

The Global Findex database is a global extensive survey done every 4 years by The World Bank. Its goal is to track the development of financial inclusion and digital finance in the world.

/wholesale

Competition between Big Tech and banks for borrowers can boost privacy - BIS

Competition between Big Tech and banks in attracting borrowers can lead to greater privacy but could also result in more defaults and reduced investment, according to research from the BIS.