Research/analysis

1340 articles tagged with this keyword

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Surge in explosive attacks on European ATMs

Criminals blew up 492 cash machines across Europe in the first half of 2016, an 80% increase on the same period the previous year, according to figures from the European ATM Security Team (East).

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Blockchain to reinvigorate loyalty programmes - Deloitte

Distributed ledger technology has the potential to revitalise loyalty rewards programmes by replacing fragmented and clunky systems that depend on centralised administration with a trustless, digitised interlinked network, argues a new report from Deloitte.

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Blockchain-based smart contracts to save FS customers billions - Capgemini

Blockchain-based smart contracts will transform the financial services industry, saving punters billions of dollars in fees for things such as mortgage applications and auto insurance, claims a Capgemini report.

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Brits ready to ditch cash for cards

In its latest salvo against notes and coins, MasterCard has posted research showing that 44% of Brits would ditch cash altogether if card payments were accepted everywhere.

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Banks ready for real-world blockchain

Distributed ledger technology is set to move out of the test environment and into the wild next year, with nearly two thirds of banks expecting to be in production with full-scale, commercial blockchain projects by 2019, according to research from IBM.

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China overtakes UK in digital payment volume stakes

China has overtaken the UK in digital payment volumes, helping to spur global growth to more than 10%, according to research from Capgemini and BNP Paribas.

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Wealth management firms to embrace tech and see off fintech insurgents - report

Wealth management firms are falling short of client expectations when it comes to their use of technology, but established players in the field are likely to respond well to the digital revolution and will not be displaced by fintech insurgents, new research from Roubini ThoughtLab suggests.

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Leeds community gets behind UK regional fintech push

At YBS hosted event, local fintech stakeholders grapple with challenge of acting quickly but strategically.

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Time has come to extract value from blockchain investment – new Finextra paper

Latest Finextra paper finds blockchain has grown up during 2016, and explores industry’s efforts to exploit its potential in a shorter timeframe.

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Brits trust banks more than government on biometrics

Brits are nearly twice as likely to trust banks to store and keep safe their biometric information as they are to trust government agencies, according to a survey from Visa.

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Banks reap app rewards but face threat from new mobile challengers

While mobile apps have proved a boon for Europe's retail banks, new research suggests that they could also prove a threat, with new specialist players picking off customers in key areas and disrupting the traditional full-service model.

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Bitcoin a threat to card acquirers and issuers - Santander

The rise of bitcoin and blockchain technology could have a profound impact on the card market, hurting acquirers and issuer banks but ultimately benefiting Visa and MasterCard, according to experts from Santander.

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Lack of IT resources hitting digital transformation

More than half of bank executives think that a lack of available IT resources is slowing down their ability to mature digitally, according to a survey from Liferay.

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Transaction confidentiality tops blockchain security concern for banks

Financial services firms are still concerned about distributed ledger technology security, with transaction confidentiality a particular worry, according to a new report from Greenwich Associates.

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Global fintech funding hits plateau

Following the explosion in funding last year, fintech is experiencing a "plateau" in 2016 amid investor concern about high valuations, a lack of significant IPO exits and macro-economic factors, says a new report from KPMG and CB Insights.

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CPMI-Iosco reports push CCP regulatory agenda

Derivatives central counterparties (CCPs) have made meaningful progress in boosting their resilience in recent years but more work is needed to ensure consistency around the world, according to new reports from major global bodies.

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Banks unsure on response to PSD2 upheaval

More than two thirds of bankers fear that PSD2 will cause them to lose control of the client interface and many of them remain unsure how to respond to the new directive, causing them to adopt a defensive, wait-and-see stance, according to research from PwC.

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Blockchain to become 'beating heart' of financial system

Blockchain technology will fundamentally alter the way financial institutions do business, according to a report from the World Economic Forum.

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US debit chips disappoint; mobiles expected to blossom

America's move to EMV is being hampered by slow merchant adoption, with chip cards accounting for just four per cent of all debit transactions, according to research from the Pulse network.

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Bitcoin and blockchain pose little risk to payments giants - Credit Suisse

Visa, MasterCard, WorldPay and others in the payments sector can relax: Bitcoin will remain a niche player and blockchain technology poses little risk, according to a new report from Credit Suisse, which has less comforting news for Swift.