Research/analysis

1340 articles tagged with this keyword

/Research/analysis

Japanese FIs bullish on use of DLT in trade matching

A group of Japanese financial institutions are investigating the use of distributed ledger technology in trade matching processes.

/Research/analysis

Indian fintech sector needs regulatory support to flourish

India's nascent fintech sector has huge potential but requires a supportive regulatory environment and investment in human talent to flourish, a new report commissioned by Yes Bank suggests.

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UK could scrap 1p and 2p coins

With Brits increasingly turning to electronic payments, the UK government has raised the possibility of ditching 1p and 2p coins and even £50 notes.

/Research/analysis

Global mobile money adoption thrives

The mobile money industry processed transactions worth a billion dollars a day in 2017, helping to drive financial inclusion around the world, according to the latest GSMA report.

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Third of UK SMEs expect Bitcoin on the high street by 2020

Over a third of UK small business owners expect cryptocurrency payments to become a reality on the high street within two years, according to a survey from card machine vendor Paymentsense.

/Research/analysis

Global fintech funding holds steady in 2017

Funding for fintech companies around the world stabilised in 2017, hitting similar levels to the previous year but was still way down on 2015 numbers, according to the latest KPMG report.

/Research/analysis

PSD2: A strategic game-changer with long-term impact

PSD2 will be a slow burn but the perfect opportunity for banks to define and build their digital transformation strategy, according to new research produced by Finextra, in association with CA Technologies

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Researchers develop algo that uses Twitter to predict the stock market

Researchers from a Dutch university have developed an algorithm that scans tweets about stocks, successfully predicting price fluctuations.

/Research/analysis

Banks shift priorities toward growth, digitisation and innovation - survey

More than half of global banks expect to see their technology investment budgets rise by over 10% this year as they beef up cybersecurity and push for digital maturity, according to a survey from EY.

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Goldman Sachs leads $38m Visible Alpha funding round

Investment research technology firm Visible Alpha has expanded its roster of big Wall Street name backers and set its sights on MiFID-led European growth after closing a $38 million funding round led by Goldman Sachs.

/Research/analysis

BofA leads on blockchain patents

Bank of America has filed for or received more blockchain-related patents in the US than any other firm, beating out Mastercard and IBM for the top spot, according to research from law firm EnvisionIP.

/Research/analysis

Europe begins Open Banking era in subdued style

The EU's second Payment Services Directive (PSD2) took effect on Saturday 13 January, bringing with it the start of Open Banking, however the prospect of a sudden revolution is likely to be thwarted by unresolved technical and regulatory issues and a lukewarm reception from consumers.

/Research/analysis

Deutsche Bank paper hails 'huge' blockchain potential

There are huge opportunities associated with blockchain technologies, which could change the financial sector in a sustained way, according to a Deutsche Bank report which is less sold on the potential of cryptocurrencies.

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Central bank digital currencies could cut costs for merchants and consumers

A central bank digital currency (CBDC) has the potential to become a cheaper and easier to use alternative to cash and cards, according to research from the Bank of Canada.

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Banks are top targets for employee credential thieves

The banking sector accounts for nearly a quarter of all exposed employee IDs and passwords at FTSE 100 companies, according to analysis from cyber security firm Anomali.

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Banks cite cyber security and outsourcing as operational risk concerns grow

More than half of European banks foresee an increase in operational risk as the fintech revolution brings concerns about cyber-security, IT failures and outsourcing problems to the fore, according to research from the EBA.

/Research/analysis

In Europe, cash still dominates at the POS

Cash still dominates at the point of sale in Europe, accounting for more than three quarters of all in store transactions in the euro area last year, according to an ECB study.

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Cleveland Fed report comparing P2P lending to subprime mortgages removed for revision

A Federal Reserve Bank of Cleveland report which compared the peer-to-peer lending industry to the subprime mortgage market has been temporarily taken offline after questions were raised about the underlying data set.

/Research/analysis

Barclays warns of unprecedented online fraud this Christmas

You better watch out, you better not cry, you better not pout, I'm telling you why - cyber criminals are coming to town this Christmas, according to UK high street bank Barclays.

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Brexit uncertainty causing skills gap say UK tech leaders

The ongoing uncertainty around freedom of movement post-Brexit is affecting the recruitment of technology talent and causing concern among UK tech entrepreneurs about a possible skills shortage.