Research/analysis

1341 articles tagged with this keyword

/wholesale

BaaS to make a splash - survey

Banking-as-a-Service and embedded financial services are set to have a notable impact on the industry in the next 12 months, according to a global survey from Finastra.

/startups

UK's fintech industry becomes less London-centric

The UK's fintech scene has become much less London-centric over the last couple of years, with the likes of Manchester, Cardiff and Glasgow developing into thriving hubs, according to a report from Findexable.

/predictions

Mir breaks Visa-Mastercard duopoly in Russia

As Europe's proposed alternative to Visa and Mastercard takes shape, evidence from Russia suggests that an upstart rival can break the American giants' duopoly - if government is prepared to put its finger on the scale.

/security

Americans trust banks over fintechs and Big Tech with personal data

Americans trust traditional banks more than government agencies or fintechs - and far more than Big Tech - to safeguard their personal data, according to a BIS survey.

/devops

CQC develops algo to accelerate Monte Carlo integration with quantum computers

Cambridge Quantum Computing (CQC) says it has discovered an algorithm that accelerates quantum Monte Carlo integration.

/crypto

As Bitcoin tumbles, BIS examines the future of digital currencies

New digital currencies that transcend national borders could affect the nature of currency competition, the architecture of the international monetary system and the role of government-issued money, says a BIS working paper.

/crypto

Swift makes its case for place in CBDC world

Swift has a unique role to play in a payments ecosystem that includes central bank digital currencies, according to a joint paper from Accenture and...Swift.

/sustainable

2021: A year to unite sustainable finance standards and taxonomies

In his FinextraTV predictions interview for 2021, David Harris, group head of sustainable business at London Stock Exchange Group, speaks to how the year is likely to see sizeable progress around sustainability.

/security

FIs see pandemic spike in cybercrime; banks cut security budgets

Nearly three quarters of financial institutions have seen a rise in cybercrime since the Covid-19 pandemic began, according to a survey from BAE Systems.

/payments

‘Massive’ potential for embedded finance in Europe - Solarisbank

Research by Solarisbank and the Handelsblatt Research Institute has found considerable conversion potential for e-commerce providers to offer financial services in Germany, confirming the significant opportunity embedded finance may hold across Europe.

/regulation

EBAday 2021: Will 2021 see proactive regulators eschew their reactive reputation?

Spurring a seismic shift in the way financial services operate and are supervised, the pandemic forced regulators to reassess strategy and increasingly adopt new technologies to modernise their processes.

/retail

Bank of Ireland embraces hybrid working model

Bank of Ireland is the latest financial services firm to embrace Covid-19's disruption of office life by rolling out a hybrid working model.

/retail

Consumers still wary of Open Banking

Just over half of people have never heard of open banking and many who have still worry about sharing their data, according to a global survey from Mambu.

/markets

Interoperability crucial for DLT in post-trade processes - ECB

Market participants working on the use of DLT in post-trade processes need to ensure interoperability if the technology is to succeed, according to a European Central Bank report.

/inclusion

Madhvi Mavadiya a ‘Standout 35’ winner for Innovate Finance’s Women in FinTech Powerlist

Finextra’s very own head of content, Madhvi Mavadiya, has been named in Innovate Finance’s Women in FinTech Powerlist for 2020.

/regulation

ClearBank: Third of fintechs face regulatory scrutiny due to agency banking partners

Based on an independent survey of 100 fintechs across the Netherlands, Lithuania, Sweden, Switzerland, and the UK, a report by ClearBank reveals a multitude of challenges fintechs experience at the hands of their agency bank’s shortcomings.

/retail

As cash use falls, banks look to ATM pooling

With the Covid-19 pandemic accelerating the long-term decline in cash usage, banks are increasingly looking to pool or share their ATMs as a way to save money, according to RBR.

/inclusion

BIS study finds global fintech gender gap

There is a significant global fintech gender gap, with men far more likely to use financial technology products and services than women, according to a survey from the Bank for International Settlement (BIS).

/predictions

2020 Fintech funding down on 2019 but on the way back up

Global investment in fintech fell significantly in 2020 as the Covid-19 pandemic hit but picked up significantly in the second half of the year, according to KPMG, which expects a strong 2021 for the sector.

/security

80% of Irish targeted by fraudsters

Four in five people in Ireland say they have received a text, call or email in the last year that they believe was from fraudsters, according to an AIB survey.