Latest Research/analysis News: Finextra Research

Hedera Hashgraph beats DLT competitors on energy consumption

A research report by University College London (UCL) has examined the varying environmental impacts of six different distributed ledger technologies (DLT), finding that Hedera Hashgraph boasts the lowest overall energy consumption of the group.

08 September 2021

News/sustainable

ING reveals $12.4 trillion required to green Asia's transport sector

Powering a new generation of net-zero transport with clean energy – in China, Japan, and South Korea – will cost US$12.4 trillion, a ING bank report has just revealed. This equates to over 90% of China’s 2020 GDP.

08 September 2021

News/payments

LSE joins Hedera Hashgraph Governing Council

The London School of Economics and Political Science (LSE) was today announced as the newest member of Hedera Hashgraph’s Governing Council, joining UCL as the second member from the higher education sector.

19 August 2021

News/crypto

Global fintech investment rebounds to hit $98bn in H1

Global investment in fintech bounced back strongly in the first half of 2021, hitting $98 billion with a record number of deals, according to KPMG.

10 August 2021

News/startups

CCAF, World Bank, World Economic Forum launch second Covid-19 fintech impact study

Building on findings and insights from its landmark 2020 survey, the Cambridge Centre for Alternative Finance (CCAF) is once again partnering with the World Bank Group and the World Economic Forum to investigate the impact Covid-19 has borne on fintech firms.

20 July 2021

News/retail

Researchers use bank data to understand how to reduce gambling-related harm

After analysing behavioural data from HSBC and Monzo customers, UK charity GambleAware has published a guide for financial services firms looking to help vulnerable customers.

15 July 2021

News/retail

Comparing progressive vs traditional banks’ digital progress post Covid-19

Providing a view into the status of financial institutions digital transformation across the US, banking consultancy CCG’s recent survey ‘The Banking Battleground: Views From the C-Suite’ considers the attitudes and capabilities of banks toward digital in a post-pandemic world.

08 July 2021

News/startups

London fintechs enjoy record VC investment in H1

The first half of 2021 has seen London-based fintechs raise more money in venture capital (VC) investment than any previous year.

08 July 2021

News/inclusion

Norway leads the way for female opportunity

A study released by German digital bank N26 has found that Norway, followed closely by Finland and Iceland, is leading the charge with overall female opportunity, scoring highly on political representation, corporate leadership, and women’s legislation.

07 July 2021

News/cloud

Bank execs predict branch model will be dead within 5 years

With Covid-19 leading to an uptick in digital banking, nearly two thirds of industry executives from around the world think that the branch-based model will be dead within five years, according to an Economist Intelligence Unit survey.

29 June 2021

News/wholesale

BaaS to make a splash - survey

Banking-as-a-Service and embedded financial services are set to have a notable impact on the industry in the next 12 months, according to a global survey from Finastra.

28 June 2021

News/startups

UK's fintech industry becomes less London-centric

The UK's fintech scene has become much less London-centric over the last couple of years, with the likes of Manchester, Cardiff and Glasgow developing into thriving hubs, according to a report from Findexable.

24 June 2021

News/predictions

Mir breaks Visa-Mastercard duopoly in Russia

As Europe's proposed alternative to Visa and Mastercard takes shape, evidence from Russia suggests that an upstart rival can break the American giants' duopoly - if government is prepared to put its finger on the scale.

02 June 2021

News/security

Americans trust banks over fintechs and Big Tech with personal data

Americans trust traditional banks more than government agencies or fintechs - and far more than Big Tech - to safeguard their personal data, according to a BIS survey.

28 May 2021

News/devops

CQC develops algo to accelerate Monte Carlo integration with quantum computers

Cambridge Quantum Computing (CQC) says it has discovered an algorithm that accelerates quantum Monte Carlo integration.

27 May 2021

News/crypto

As Bitcoin tumbles, BIS examines the future of digital currencies

New digital currencies that transcend national borders could affect the nature of currency competition, the architecture of the international monetary system and the role of government-issued money, says a BIS working paper.

20 May 2021

News/crypto

Swift makes its case for place in CBDC world

Swift has a unique role to play in a payments ecosystem that includes central bank digital currencies, according to a joint paper from Accenture and...Swift.

12 May 2021

News/sustainable

2021: A year to unite sustainable finance standards and taxonomies

In his FinextraTV predictions interview for 2021, David Harris, group head of sustainable business at London Stock Exchange Group, speaks to how the year is likely to see sizeable progress around sustainability.

07 May 2021

News/security

FIs see pandemic spike in cybercrime; banks cut security budgets

Nearly three quarters of financial institutions have seen a rise in cybercrime since the Covid-19 pandemic began, according to a survey from BAE Systems.

29 April 2021

News/payments

‘Massive’ potential for embedded finance in Europe - Solarisbank

Research by Solarisbank and the Handelsblatt Research Institute has found considerable conversion potential for e-commerce providers to offer financial services in Germany, confirming the significant opportunity embedded finance may hold across Europe.

26 April 2021