Research/analysis

1678 articles tagged with this keyword

/payments

UK financial fraud hits £1.2bn but APP losses dip

The UK saw a slight dip in financial fraud losses in 2022, to £1.2 billion, driven by a 17% fall in authorised push payment (APP) losses.

/payments

European Parliament paper pours cold water on digital euro

The risks of rolling out a digital euro currently outweigh the benefits and a CBDC should not be introduced unless "new elements " emerge, says a paper prepared for the European Parliament.

/predictions

Fintech to become $1.5 trillion industry by 2030

Financial technology revenues are projected to grow sixfold from $245 billion to $1.5 trillion by 2030, according to a report from Boston Consulting Group (BCG) and QED Investors.

/Research/analysis

The Future of Fintech in the UK 2023

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/markets

JPMorgan Chase paper investigates quantum deep hedging

QC Ware and JPMorgan Chase have completed a study of quantum "deep hedging," paving the way for future increased risk mitigation capabilities in financial services.

/retail

UK small businesses embrace open banking

UK businesses are adopting open banking products at a higher rate than consumers, with accounting software driving take-up, data from Open Banking Limited (OBL) shows.

/startups

Tech Nation’s final report defines future progress for UK tech firms

UK tech network, Tech Nation, has released its final report ahead of its closure at the end of March, stating that the UK tech ecosystem will require support in future growth.

/markets

UK market participants sees risks in move to T+1

As the US prepares to shorten the settlement cycle, market participants in the UK are expressing concern about potential operational, technological and cost hurdles, warns a report from Torstone Technology.

/regulation

PRA capital rule changes puts £44bn of SME lending at risk - report

The UK Prudential Regulation Authority's plans to change bank capital rules could put up to £44 billion of SME lending at risk, according to research commissioned by Allica Bank.

/markets

$25trn wiped off global stock markets in 2022

The market capitalisation of global stock markets declined by 20% in 2022 while value of traded stocks fell by 10% according to data from the World Federation of Exchanges (WFE).

/markets

Study shows rise in online stock trading

Online searches for 'stock trading tips' and 'how to start trading' have increased by more than 200% since 2004 according to recently published data.

/payments

Offline CBDC could boost financial inclusion and privacy - Bank of Canada

An offline CBDC could offer a compliment to cash that would boost financial inclusion and preserve privacy, suggests a note from the Bank of Canada.

/startups

Fintech deals in Singapore reach record levels

Singapore's fintech sector enjoyed a mixed year in 2022, with a record level of activity but a significant drop in the level of funding, according to recently published data.

/retail

Innovate Finance calls for expanded open banking to help with cost-of-living crisis

Fintech industry body Innovate Finance has called on regulators to extend open banking to support the deployment of budgeting and affordability algorithms as a way to help Brits with the cost-of-living crisis.

/sustainable

UK challenger banks and specialist SME lenders overtake incumbents

Challenger and specialist banks lent small businesses more than the traditional major players in 2022 - a record £35.5 billion.

/retail

NatWest and NAB compare UK and Oz open banking regimes

Australia should consider a purpose-built open banking implementation entity modelled on the UK's OBIE to ensure effective collaboration between the industry and regulators, according to a white paper from NatWest and NAB.

/retail

Neobanks outpace traditional rivals in Android app downloads

European challenger banks significantly outperformed their legacy rivals in the race to get Android app downloads in 2022, according to data from App Radar.

/retail

UK fintech investment falls 56% in 2022

Total UK fintech investment fell by more than 50% in 2022 as a combination of higher interest rates and inflation, alongside downward pressure on valuations, dampened investor appetite, according to the latest report from KPMG.