Research/analysis

1774 articles tagged with this keyword

/crypto

NY Fed and banks upbeat on digital dollar pilot results

The Federal Reserve Bank of New York says that proof-of-concept run with a host of banks has demonstrated the feasibility of a regulated digital asset settlement platform supported by shared ledger technology.

/Research/analysis

Payments Modernisation: The Big Survey 2023

1391 downloads

/payments

Canadians unfamiliar with open banking

As Canada works towards the creation of an open banking framework, a new survey suggests that boosting awareness needs to be top of the agenda for a public largely oblivious to the concept.

/payments

Survey shows consumer concern over AI-driven payments

The vast majority of consumers (86%) have reservations about the use of artificial intelligence (AI) in the payments process but seem much more welcoming of augmented reality (AR) and virtual reality (VR), suggests recently published research.

/crypto

Traditional custodians critical to asset managers’ adoption of crypto

Asset managers and institutional investors are much likely to trade digital assets if there is a recognised custodian involved, suggests recently publish research.

/payments

Banks to spend $57bn on legacy payments tech in 2028 - study

Global banks are expected to spend $57.1 billion on legacy payments technology in 2028, up from $36.7 billion in 2022, impacting costs and limiting growth, according to research from IDC Financial Insights.

/payments

Australia to kill cheques by 2030

Australia will phase out cheques by the end of the decade, citing their dwindling popularity in the face of a range of electronic alternatives.

/Research/analysis

The Future of Digital Banking in Europe 2023

1009 downloads

/security

CFPB warns consumers about non-insured payments apps

The Consumer Financial Protection Bureau (CFPB) has warned users of non-bank payment apps that their accounts are not protected by federal deposit insurance coverage.

/regulation

BIS explores use of data, tech and collaboration to combat money laundering

Using payments data, privacy-enhancing technologies, AI and enhanced cooperation for a behavioural-based analysis approach to detecting money laundering networks is more effective than the current rules-based approach, concludes new research from the BIS Innovation Hub.

/payments

Digital euro could smoothly integrate into payments landscape - Nexi

A digital euro could be smoothly integrated into the existing European payments landscape while leaving ample scope for innovative features and technologies, testing from the ECB and Italian outfit Nexi has shown.

/crypto

NY Fed and MAS find promise in CBDC for cross border payments

Distributed ledger technology can be used for cross-border, cross-currency payments between different CBDC ledgers, reducing settlement risk and cutting settlement time, according to research from the Monetary Authority of Singapore and the Federal Reserve Bank of New York.

/markets

GFMA calls for regulators to take more innovative approach to DLT in capital markets

A new report from the Global Financial Markets Association (GFMA) claims that distributed ledger technology can have "transformative benefits" for capital markets but that regulators need to take a more innovative approach.

/payments

UK financial fraud hits £1.2bn but APP losses dip

The UK saw a slight dip in financial fraud losses in 2022, to £1.2 billion, driven by a 17% fall in authorised push payment (APP) losses.

/payments

European Parliament paper pours cold water on digital euro

The risks of rolling out a digital euro currently outweigh the benefits and a CBDC should not be introduced unless "new elements " emerge, says a paper prepared for the European Parliament.

/predictions

Fintech to become $1.5 trillion industry by 2030

Financial technology revenues are projected to grow sixfold from $245 billion to $1.5 trillion by 2030, according to a report from Boston Consulting Group (BCG) and QED Investors.