Predictions

News/ai

AI threatens as many as 200,000 jobs in global banks - Bloomberg

Global banks will cut as many as 200,000 jobs in the next three to five years as artificial intelligence encroaches on tasks currently carried out by human workers, according to a market survey conducted by Bloomberg Intelligence.

09 January 2025

News/sustainable

How ethical guidelines can improve climate research

For a while now, the financial services industry has understood its role within climate intervention. As a result, companies across the world in the financial sector have looked to become funders and to develop their ESG regulations, quickly and immediately. Yet in the speed to be compliant and sustainable, ethics can become lost from the conversation.

08 January 2025

Research/PredictionsEvent Report

AI’s Role in the US Financial Services Sector

08 January 2025 350 downloads

Long read/Predictions

Dominique Dierks Senior Content Manager at Finextra

Finextra's top research reports of 2024

30 December 2024

Long read/Predictions

Sehrish Alikhan Reporter at Finextra

Finextra’s top long reads of 2024

27 December 2024

News/predictions

Fear of fraud in instant payments shouldn’t stop progress – US Faster Payments Council

A key conflict that will undoubtedly shape progress within fintech successes throughout 2025 is the shifting innovations of instant payments and the problem of evolving fraud alongside it.

20 December 2024

News/ai

Google Cloud predicts four ways that GenAI will transform financial services

The next year will see an industry tipping point for AI innovation in the financial sector, says Zac Maufe, global head of regulated industries at Google Cloud.

19 December 2024

Finextra TV/startups

How Partnerships Can Be Key to Startup Survival

Many startups have a large number of decisions to make and each one has the chance to affect their trajectory significantly. As a result, some will often rush what might initially be seen as the simplest decision: who to bank with. Yet Rob Burnett, Director of Startup Banking, Grasshopper Bank told FinextraTV in this interview that it might be worth spending longer considering a banking partner. This first decision - finding the right person for their specific, niche needs - could reduce the time spent deciding future expenses, help them be compliant and enable a consistent growth

18 December 2024

Finextra TV/regulation

For Embedded Finance, Innovation & Compliance Can Work Hand in Hand

As we look to 2025, one area of Fintech focus that continues to gain interest is embedded finance. Renata Caine, General Manager, Banking as a Service, Green Dot Corporation, in a FinextraTV interview, shared her opinions on how this topic is evolving, as well supplying statistics on embedded finance’s investment trends from Green Dot’s own report. As a part of this conversation, Caine shares her belief that innovation is not at odds with compliance but hand in hand with it.

18 December 2024

News/payments

Why financial technology can make global payments a frictionless process

Both consumers and businesses, as technology has developed, have begun to rely on global payment services for a variety of uses. As the process becomes more and more digitised, fintech firms are focussed on better speeds and transparency whilst remaining just as, if not more, secure.

13 December 2024

Long read/Predictions

Amanda Kavanagh Contributor at Jobbio

UK tech jobs to look out for in 2025

13 December 2024

News/payments

10 trends that will impact payments in 2025, according to Mastercard

In this preview of a Mastercard report being released in early 2025, leaders at the card processer say that generative AI is emerging as critical to boosting fraud protection rates by as much as 300%.

13 December 2024

News/ai

Zopa raises £68 million in equity funding

The funding will support growth ahead of the launch of Zopa's flagship current account and GenAI proposition in 2025.

06 December 2024

Finextra TV/predictions

For Innovative AI Deployment, Collaboration is the Key

At Finextra’s inaugural NextGenAI event, Roberto Napolitano, CMO, Innovate Finance discussed his belief in collaboration as the key to AI success in this interview in the FinextraTV studio. In addition to the need to upskill the individual and predictions around personalised finance increasing, Napolitano stressed the importance of a holistic approach to AI innovation.

06 December 2024

Finextra TV/predictions

Why Hard-to-Abate Carbon Projects Should Be Our Priority

Often when looking for solutions to big problems, it can be a good idea to start small. However, in regard to the contribution of fintech firms to addressing Climate change, Maya Hennerkes, Director, Director, Green Financial Systems, Climate Strategy and Delivery, EBRD told FinextraTV that we should be focussed on large, hard-to-abate sectors. With reflections on COP 29, she celebrates the wins and explains one of the biggest progresses will be around financial mobilisation within the private sector. Hennerkes goes on to discuss the role of data within the journey to greater investment and understanding and calls for more data from the emerging markets.

05 December 2024

News/identity

AI power centres are fresh targets for hackers - Experian

Experian’s 12th annual Data Breach Industry Forecast includes five 2025 predictions for 2025 that show that global data breaches show no signs of slowing down.

04 December 2024

News/startups

Finextra and the Euro Banking Association invite startups to join the EBAday Fintech Zone

EBAday 2025, the annual summit for the leading payments and transaction banking executives hosted by the Euro Banking Association (EBA) and Finextra, has opened applications for its Fintech Zone.

03 December 2024

Finextra TV/markets

Robinhood: Bringing US Opportunities to a UK Audience

Growth is regularly on the mind of many companies, especially within the financial industry. It does, however, come with a multitude of potential risks and pitfalls. Robinhood, a trading and investing app based in the US launched in the UK earlier this year. In order to ensure their success, they approached the task with a growth mindset, but a local focus. As part of the Predict 2025 series, Finextra invited Robinhood’s UK president Jordan Sinclair to the virtual studio. Some of Sinclair’s key points were around greater global access to US information, a strong system of financial education and a customer-focussed process of development.

25 November 2024

Finextra TV/predictions

The Future of Payment Authentication

In this PREDICT 2025 USA interview, Andrew Shikiar, Executive Director and CEO, FIDO Alliance, discusses how the industry has been exploring the death of the password for decades, how this conversation has evolved and where we are with passkeys today – pinpointing why making progress with eliminating dependence on passwords is of paramount importance.

21 November 2024

Finextra TV/predictions

How Geoengineering Guides Research, Funding and Policy

In this PREDICT 2025 USA interview, Lisa Graumlich, American climatologist and President of the AGU, explores how there is a need for an ethical framework or code of conduct into research on climate interventions amid global emissions increasing and uncertainty in meeting the Paris Agreement’s goals. With a growing interest in geoengineering research to mitigate the risks associated with global warming, the conversation goes on to dive deep into why experiments and deployments are attracting interesting in the US and why implementing a globally recognised set of ethical principles, not just for scientists, but for private funders too, can lead to policies moving forward.

15 November 2024