Open APIs

2290 articles tagged with this keyword

/payments

AmEx inks data sharing deal with MX

American Express has formed an API-powered data access agreement with MX Technologies, enabling customers to connect their accounts to third-party providers.

/payments

European Payments Council updates API security franework and VOP specifications

The European Payments Council (EPC) has officially released the updated Application Programming Interface (API) security framework aimed at bolstering the security-related requirements for participants in the Verification Of Payee (VOP), SEPA Request-to-Pay (SRTP), and SEPA Payment Account Access (SPAA) schemes.

/wholesale

BofA sees 51% increase in companies using APIs for real-time treasury needs

The demand for real time data and transaction processing is driving a record number of Bank of America business clients to adopt Application Programming Interfaces (APIs).

/Sibos

How Will New Technologies Shape the Future of Payments?

In an interview with FinextraTV in the lead-up to Sibos 2024, Pilar Fragalà, Chief Commercial Officer of CBI, explores the impact of digital technologies and regulations on payment services. Highlighting the role of AI, APIs, and blockchain in enhancing security and speed, while PSD2 and PSD3 drive open banking and consumer protection, the discussion focuses on innovations like embedded finance and instant payments that offer transparency and flexibility. Addressing growing fraud risks, the interview examines how technology can prevent fraudulent transactions by verifying IBAN and beneficiary details in real time.

/wholesale

BofA sees 51% increase in firms using APIs for real-time treasury needs

The demand for real time data and transaction processing is driving a record number of Bank of America business clients to adopt Application Programming Interfaces (APIs).

/retail

Mastercard unveils open banking 'command centre'

Mastercard has unveiled a set of tools designed to make it easy for people to manage how they share their financial data with third parties.

/Sibos

Why Corporate Treasurers are Focused on Real Time Treasury

In an interview with FinextraTV in the lead-up to Sibos 2024 in Beijing, China, Rachel Whelan, Managing Director, APAC MEA Head of Corporate Cash Management and Global Head of Payments and TFX Product Management at Deutsche Bank, comments on the four key drivers that are encouraging corporate treasurers to leverage real time treasury and the impact this change in business model would have on the way in which traditional treasury structures are set up. 2024, a year with elections in multiple countries and numerous geopolitical events, has also seen macro level developments such as the interest environment changing rapidly and high volatility when it comes to cash visibility. Further, risk management remains the biggest requirement for treasuries because it relies on the visibility of data and the movement of funds across the world and technological disruption in the form of AI, open banking and APIs will increase the speed of change and bolster foundations for the G20 instant payments roadmap to be fulfilled.

/Open APIs

The Future of Payments 2025 – Digital, Instant, Profitable?

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/payments

BIS issues reports on interlinking faster payments and APIs

The BIS Committee on Payments and Market Infrastructures (CPMI) today published two reports to the G20 that offer key insights and recommendations on the interlinking and interoperability of payment systems to enhance cross-border payments.

/payments

Plaid introduces Pay by Bank for Bill Pay

Paying bills directly from a bank account is already common for utilities. But let’s be honest: the typical experience leaves much to be desired—finding your checkbook, manual entry of account numbers, delays for verification, and an overall clunky user experience. For your business, this translates to lower use, possible fraud, more failed payments, and less cost savings.

/payments

TerraPay and Fabrick partner on cross-border payments in Europe

Fabrick, an Open Finance operating company is expanding its geographical footprint by partnering with TerraPay, a company simplifying global money movement.

/retail

XYB partners IBM to modernise core banking

XYB, the leading Coreless Banking Platform business, has announced its plans to help banks modernise their core systems. XYB is working with global tech leader IBM to provide technologies and consulting expertise that can help financial services organisations address the growing requirements for core modernisation initiatives.

/sustainable

Can Every Product Be Climate Positive?

Richard Peers, founder of Responsible Risk, interviews Erik Stadigh, Co-Founder and CEO of Lune, winner of the EBAday 2024 FinTech Zone award, ahead of Sustainable Finance.Live 2024. They explore how corporate sustainability can be simplified by automating carbon emissions reporting through APIs and hosted solutions. With the goal of making every product and service climate-positive by integrating granular emissions calculations and carbon projects into bank and fintech offerings, we ask: can businesses truly decarbonise efficiently without relying on costly consultants or new tools? As greener decisions are made with minimal effort, the future may see every company becoming a climate company through seamless integration of climate data.

/wealth

WealthKernel eyes European expansion after securing Spanish licence

WealthKernel, the leading digital investing infrastructure provider, today announces its expansion into the European market with a license from the Spanish National Securities Market Commission or CNMV (Comisión Nacional del Mercado de Valores).

/retail

Ozone API and CRIF collaborate on open banking

CRIF and Ozone API, a pioneer in open banking API solutions, are excited to announce their strategic partnership.

/cloud

Telenor Microfinance Bank upgrades tech stack with Ericsson

Ericsson (NASDAQ: ERIC), in partnership with Telenor Microfinance Bank (TMB), has successfully completed a major tech stack upgrade of the Ericsson Mobile Financial Services platform at TMB, upgrading it to the latest cloud-native version.

/ai

Finastra bolsters lending business

Finastra today announced the appointment of Andrew Bateman in the role of EVP, Lending.

/people

Cashfree Payments names Nitin Pulyani head of product

Cashfree Payments, India’s leading payments and API banking solutions company, announces the appointment of Nitin Pulyani as Head of Product & Sr Vice President.

/retail

PNC and Plaid ink data sharing agreement

The PNC Financial Services Group, Inc. (NYSE: PNC) and Plaid have entered into a bilateral data access agreement that will enable PNC customers nationwide to more safely and securely connect and share financial data to their chosen financial applications through Plaid.

/wholesale

Wells Fargo rolls out suite of commercial banking APIs

Wells Fargo & Company (NYSE: WFC ) has announced the launch of specialized Application Programming Interfaces (APIs) tailored for its Commercial Banking clients.