Latest Instant Payments News: Finextra Research

The Key Payment Trends to Maximise Business Value

Speaking to FinextraTV, Barry Rodrigues, EVP Payments, Finastra, explains how financial institutions can embrace the changing payment trends and leverage these to maximise business value. Looking towards the future of cross-border payments, ISO 20022, real-time payments, and the importance of a modern architecture, Rodrigues provides a holistic view of how to both provide value and generate revenue in an evolving time.

03 July 2025

Finextra TV/ai

Can Agentic AI Help to Reduce Financial Crime in Banking?

Joining the FinextraTV studio at Temenos Community Forum 2025, Adam Gable, Senior Product Director, Temenos provided an insight into the way that agentic AI is helping to combat financial crime. Discussing the challenges inherent in fighting financial crime amidst a high-volume, high-speed market, Gable emphasises how well-considered agentic AI tools can provide an investigative element as fast as the speed of modern fraud.

02 July 2025

Finextra TV/retail

How Open and Embedded Finance are Increasing Banking Accessibility

Vincent Brennan, an independent consultant within the banking industry, joined the FinextraTV studio at EBAday following the panel he featured on to reflect on the topics covered. As well as discussing the challenges for this autumn surrounding ISO20022, instant payments and verification of payee, he shares what he is most excited for within open and embedded finance across the next few years.

02 July 2025

Finextra TV/payments

Instant Payments: Accessibility Is Equally As Important As Speed

Joining the FinextraTV studio at EBAday 2025 in Paris, Daniel Stanton, Global Head of Transactional FX, Cross-Border RTP & Clearing at Bank of America, explained why we can be optimistic about the global banking and payments landscape. He also discusses the drivers of continuous innovation, and in terms of instant payments, points out there are other advantages besides the preoccupation with speed – accessibility, interoperability, transparency, and lower costs.

01 July 2025

News/payments

Indian fintech Pine Labs plans IPO

Pine Labs, the India-based payments firm, is looking to raise more than $300m from its planned listing.

26 June 2025

Research/Instant PaymentsImpact Study

Case Management: The key to revolutionising cross-border payments

25 June 2025 70 downloads

Research/Instant PaymentsFuture of Report

The future of payments in major global markets: A mid-decade review

23 June 2025 247 downloads

Company update/payments

Payabl. integrates Prestashop into e-commerce platforms, enabling seamless payments for merchants

European fintech provider payabl. has announced the launch of a new integration with PrestaShop, one of Europe’s leading open-source e-commerce platforms.

20 June 2025

Finextra TV/payments

How Evolving Regulation is Enabling Overdue Investment in Payment Hubs

Christina Fransson, Senior Business Development Manager, Enterprise & Instant Payments, FIS Global in her FinextraTV interview at NextGen Nordics discusses the history of centralised payment factories and how they have grown into the modern payment hubs, . From Fransson’s perspective, evolving regulation has been a much-needed push for banks to invest in a centralised system like payment hubs and the holistic abilities they provide. She details why this is important and what to expect from the future.

19 June 2025

Finextra TV/regulation

Is Now an Exciting Time for European Instant Payments Progress?

While attending EBAday 2025 in Paris, Sheri Brandon, Global Head of New Business, Worldline, joined the FinextraTV studio to talk about how instant payments have evolved over the last year. Defining the landscape as exciting within European payments, Brandon explained how progress is being made more significantly, especially within interoperability in the face of SEPA deadlines. On top of this, Brandon gave her predictions for future developments and how to stay ahead of rising fraud threats.

19 June 2025

Finextra TV/regulation

Changing Regulatory Perceptions: Towards Strategy & Collaboration

Joining the FinextraTV studio at EBAday 2025, Liliana Fratini Passi, Managing Director, CBI shared her insights surrounding a key conversation at the event: regulatory compliance. Fratini Passi shared a belief that the perception of regulation is moving toward one of a strategic driver as opposed to an obstacle or inconvenience. Touching on Instant Payments in particular, Fratini Passi said that the approaches have drastically changed in recent times but that, in her opinion, the most successful ones tend to be those a collaborative nature.

18 June 2025

Finextra TV/regulation

Cross-Border Fragmentation: To Innovate Without Risk, It Must Be Interoperable

Discussing interoperability in the face of fragmentation within cross-border operations, Susana Delgado, Global Head of Market Intelligence & Engagement, Swift joined the FinextraTV studio at EBAday 2025. Quoting a collaborative study between Swift and The Economist, she mentions how fragmentation could lead to heightened costs and lower global GDP. While acknowledging that diverse approaches can foster innovation, Delgado emphasized that interoperability is critical to managing the associated risks and ensuring sustainable progress.

18 June 2025

Finextra TV/payments

The Unique Benefits of a SaaS Approach to Market Changes

At EBAday 2025, Andrea Pennacchia, Head of Banking and PA Solutions, Nexi Group joined the FinextraTV studio to give his insights into the most significant changes within the payments industry. As well as defining the importance of prioritising a level of trust with customer that they have become so used to in other industries, Pennacchia provides an update on instant payments regulations and SEPA developments. Across all, he shows how an SaaS approach for banks allows for a greater advantage.

17 June 2025

Finextra TV/regulation

Instant Payments Regulation: Facing the Skeletons in the Closet

Joining the FinextraTV Studio during EBAday 2025 were Serge Wagener, Member of the EBA Board and Chair of the EBA Practitioners Group on Instant Payments and Annick Moes, Head of Industry Issues, Cooperation Initiatives and Communications, EBA. Both Wagener and Moes pointed out ongoing challenges in implementing the Instant Payments Regulation (IPR), such as delivering Verification of Payee for bulk payments. Referencing their newest publication, they stressed how EBAday gave experts the opportunity to bring out the skeletons from the closet and discuss their implementation concerns with peers.

16 June 2025

Finextra TV/payments

Cross-border Operations: The Cost of Doing Nothing is Higher

In the middle of a busy EBAday 2025, Anastasia Serikova, VP, Head of Visa Direct Europe, Visa joined the FinextraTV studio to discuss current models within cross-border operations. Listing some of the alternative options to enable financial inclusion - mobile wallets, local currencies etc - Serikova explains the way that cross-border solutions are growing and giving more organisations the capability to participate. Amidst such innovation, she says, the cost of doing nothing is higher than the cost of the project itself.

13 June 2025

Finextra TV/payments

EBA Collaboration Driven By a Practitioner Focus

As Hays Littlejohn, CEO, EBA Clearing and Thomas Egner, Secretary General, EBA joined the FinextraTV studio at EBAday 2025, they discussed the industry benefits of their collaboration and how EBA has evolved over the past 40 years. Driven by a practitioner focus, Egner and Littlejohn discuss some of the key priorities for the journey ahead.

13 June 2025

Finextra TV/payments

How The History of Payments Has Always Been Modernisation

While attending EBA Day 2025, Phoebe Zhou, Head of Emerging Payments, HSBC joined the FinextraTV studio. Helping to contextualise the conversation, Zhou gave a historical reflection on how the payments industry has evolved before setting out the key modern innovations. From cryptocurrency to instant payments and fraud, Zhou provides a clear and broad overview of our current state of payments and how, when we reflect, we can see that payments has always been in a state of digital transformation

09 June 2025