Innovation

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/payments

How Evolving Regulation is Enabling Overdue Investment in Payment Hubs

Christina Fransson, Senior Business Development Manager, Enterprise & Instant Payments, FIS Global in her FinextraTV interview at NextGen Nordics discusses the history of centralised payment factories and how they have grown into the modern payment hubs, . From Fransson’s perspective, evolving regulation has been a much-needed push for banks to invest in a centralised system like payment hubs and the holistic abilities they provide. She details why this is important and what to expect from the future.

/ai

How To Co-Design a Gen AI Co-Pilot

Joining the FinextraTV studio at Temenos Community Forum 2025, Barb Morgan, Chief Product & Technology Officer, Temenos and Christine Huberty, Deputy Chief Information Officer, BIL discuss the unique and collaborative process behind co-designing a Gen AI Co-Pilot. They explain their approach to co-innovation alongside Microsoft, as well as the benefits and use cases of Gen AI in banking.

/regulation

Changing Regulatory Perceptions: Towards Strategy & Collaboration

Joining the FinextraTV studio at EBAday 2025, Liliana Fratini Passi, Managing Director, CBI shared her insights surrounding a key conversation at the event: regulatory compliance. Fratini Passi shared a belief that the perception of regulation is moving toward one of a strategic driver as opposed to an obstacle or inconvenience. Touching on Instant Payments in particular, Fratini Passi said that the approaches have drastically changed in recent times but that, in her opinion, the most successful ones tend to be those a collaborative nature.

/regulation

Cross-Border Fragmentation: To Innovate Without Risk, It Must Be Interoperable

Discussing interoperability in the face of fragmentation within cross-border operations, Susana Delgado, Global Head of Market Intelligence & Engagement, Swift joined the FinextraTV studio at EBAday 2025. Quoting a collaborative study between Swift and The Economist, she mentions how fragmentation could lead to heightened costs and lower global GDP. While acknowledging that diverse approaches can foster innovation, Delgado emphasized that interoperability is critical to managing the associated risks and ensuring sustainable progress.

/people

Partnership: The Secret Ingredient to Successful Innovation

Stepping away from the main Temenos Community Forum 2025 event, Will Moroney, Chief Revenue Officer, Temenos and Marnix Tummers, IT Director, Wealth Management, ABN AMRO joined the FinextraTV studio to discuss the success of their collaboration over almost 20 years. Whilst emphasising the importance of partnership, more than just collaboration, Moroney and Tummers describe a culture of innovation in the face of AI, product development, and value retention.

/regulation

The Four Ions of Financial Change

While joining the FinextraTV studio at the 2025 NextGen Nordics event, Mick Fennell, Business Line Director - Payments, Temenos explains his four Ions to financial change: Innovation, Regulation, Optimisation and Protection. Diving into each, Fennell describes the ways in which the industry is evolving and why, as much as it requires caution, it can be a cause for excitement when approached the right way.

/retail

One Year On: Technology Investment Still Growing

Taking time out from a busy event at the Temenos Community Forum 2025, Jean-Pierre Brulard, CEO, Temenos, shared his first impressions after a year in the role. Discussing the unique benefits of a community forum in a fast-evolving technology landscape, Brulard also made it clear that, despite macroeconomic pressures, investment in banking technology is only getting stronger.

/payments

How The History of Payments Has Always Been Modernisation

While attending EBA Day 2025, Phoebe Zhou, Head of Emerging Payments, HSBC joined the FinextraTV studio. Helping to contextualise the conversation, Zhou gave a historical reflection on how the payments industry has evolved before setting out the key modern innovations. From cryptocurrency to instant payments and fraud, Zhou provides a clear and broad overview of our current state of payments and how, when we reflect, we can see that payments has always been in a state of digital transformation

/markets

PitchBook: AI disruption rises, VC optimism cools in H1 2025

The latest PitchBook survey finds that venture capital investors are making "strategic adjustments as they navigate geopolitical uncertainty and technological transition."

/security

The Importance of a Modernised Custodial Process

Connor Coughlin, Chief Commercial Officer, Apex Fintech Solutions in his FinextraTV interview at the Communify Fincentric Experience 2025 gave his insights into an often overlooked and misunderstood element of payments: custody and clearing. Often, Coughlin says, many of our issues can come from a clunky, outdated custodial process, something that can be solved with evolving technologies and a more considered mindset.

/regulation

Why Lending in 2025 Now Faces an Entirely New Dynamic

Joining the FinextraTV virtual studio, David Ruis, Partner, Deloitte and Anthony Nonnis, Head of Global Partnerships, Mambu, discuss how banking as an industry is currently experiencing new dynamics and the emergence of alternative lenders. Examining how the current regulatory and geopolitical situation is impacting innovation, they outline the transformation that is now taking place with AI technologies throughout the lending journey.

/Innovation

The Future of European Fintech 2025: A Money20/20 Special Edition

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/payments

EBAday 2025: Solving for low-value cross-border payments

The panel session ‘Evolving Business Models in Cross-Border Payments”, explored the complexity and evolution of modern cross-border payments.

/regulation

EBAday 2025: Are we ready for ISO 20022?

Is the market ready for the end of the coexistence of ISO and MT messages? What remains to be done in the next few months to realise ISO 20022’s full benefits?

/payments

EBAday 2025: Strategising for instant payments and financial crime

The afternoon sessions in the main stream focused on strategising for instant payments and financial crime.

/regulation

Temenos Community Forum opens the floor to AI governance

Setting the tone for the second day of Temenos Community Forum, Dr Jonnie Penn, associate teaching professor of AI ethics and society, University of Cambridge delivered a speech on both the growth of AI and the task of governing its ethical standards.

/payments

Paythru partners with Adyen on electric vehicle charging payments platform

The new EV payments platform will help to standardise how drivers pay at EV charge points. EV drivers primarily pay for charging using credit or debit cards, either by tapping their cards on a payment terminal or by using a kiosk. Other methods include using charging cards (RFID), smartphone apps, and 'Plug & Charge' technology. Some stations also allow for online payments or payments through QR codes.

/payments

How payments modernisation can help the UK retain its fintech crown

In this FinextraTV interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard gives her opinion on the current state of the payments landscape in the UK. Modernisation, regulatory compliance, collaboration and the government's National Payments Vision all feature as reasons to be optimistic.