Innovation

1183 articles tagged with this keyword

/Innovation

Real-time and open APIs connected – not separate

Warren Gardiner, VP Enterprise Payments Strategy, FIS, discusses the latest findings of analysis of instant payments schemes globally, which show an increase in initiatives from 16 to 28 in just three years, as well as a growing understanding that schemes need to be API enabled to act as a catalyst for true innovation out to customers.

/Innovation

Banks must see e-wallets as opportunity not threat

Avet Mnatsakanyan, CEO, WebMoney Europe, discusses the improving interactions between banks and e-wallet providers, the fast adoption of e-wallets across Europe and the fact that e-wallets can be the gateway to other services including crowdfunding and escrow services, as well as enabling instant payments

/Innovation

IoT demands payments industry standards

Paul Thomalla, Paul Thomalla, Senior Vice President Global Corporate Relations & Development, ACI Worldwide, speaks about the Internet of Things and where it could fit into the payments industry.

/Innovation

Open banking: ID verification & collaboration key

Giorgio Ferrero, CEO, and John Broxis, Managing Director, PRETA, talk about why banks should be interested in offering identity verification, and how to offset the risk that fragmented solutions for access to accounts under PSD2 could undermine the digital single market

/Innovation

AI is a mature suite of tools for payments

Joe Lyske, Partner, Time Machine Capital, pinpoints how artificial intelligence (AI) fits into the payments industry, and which specific areas of banking are receptive to the technology.

/Innovation

Banks must figure out the ‘why’ of open APIs

Ronnie Mitra, ‎Director of API Design, API Academy, CA Technologies, talks about the impact of open APIs on banks’ customer relationships, the opportunity banks have to leverage accelerated interest in APIs due to PSD2, and the need for banks to work out why they are developing APIs – and for whom.

/Innovation

Instant Payments: impact on ops and customer care

Davide Girompini, Global Leader Banking Industry Solutions – Payments and Transaction Services, IBM, speaks about how revolutionary real-time payments really are, and what they will ask of banks – and provide them.

/Innovation

Openness and reach key for new real-time system

Hays Littlejohn, CEO, EBA CLEARING, gives an update on progress with its new pan-European instant payments system, sharing information on how key features such as liquidity management will work, options for access and milestones on the way to go-live in November 2017.

/Innovation

Orchestration – and agility – essential for PSD2

Bruno Cambounet, VP Banking and Financial Services, Axway, discusses the different approaches to PSD2 in different European markets, the interest of banks outside the SEPA zone – such as in the US – in the competitive implications of access to accounts, and the need for banks to be able to orchestrate open APIs to make payments a seamless part of bigger processes, while retaining flexibility to cope with future change.

/Innovation

Collaboration vital for both banks and fintechs

John Box, Head of Strategic Partnerships, Raphaels Bank, discusses the importance of having fintechs at events like EBAday, and how they can work together.

/Innovation

Tackling the weakest link for e-commerce fraud

James Rendell, Vice President, Payment Security Strategy, CA Technologies, discusses how banks – and consumers – benefit from best practices in fighting e-commerce fraud, how these techniques translate into the mobile environment, and why predictive modelling to tackle the vulnerability of the human link in the chain will be even more important in a distributed world.

/Innovation

For banks real-time is a challenge, not a threat

Peter Theunis, Sales Director EMEA, TAS Group, outlines the evolution of real-time in the past 12 months and how banks should be responding to these developments.

/Innovation

Unbundling not horror story, but business model

Harold Bosse, Global Head of Product and PMO, Earthport, talks about how fintechs are friends – not foes – of banks, how they need each other to be successful in delivering value to customers, and how banks should view best of breed sourcing as a strategy, not an afterthought.

/Innovation

The platform economy – opening up value chains

Massimo Proverbio, Senior Managing Director and Global Lead, Accenture Payment Services, and Andrew McFarlane, Head of Payments, Ireland and EALA PSD2 Lead, Accenture, discuss how PSD2 and other factors are affecting the economics of the industry for banks.

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Transaction banks must adapt to speed of change

Marc Recker, Market Manager, Institutional Cash Management, Deutsche Bank, outlines the disruptive forces impacting the correspondent banking business and discusses how incumbent banks can deploy technology to meet rapidly evolving customer needs, comply with regulation and fend off competition.

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Real-time has changed the mindset of banks

Nicolò Romani, Head of Innovation Lab, SIA, discusses the European instant payments landscape, and how players can succeed in this space.

/Innovation

European banks move towards a digital world

Rob Hetherington, Head of Financial Services, SAP, and Jerry Silva, Global Banking Research Director, IDC, discuss the results of the SAP and IDC study 'How Ready Are European Banks for a Digital World Key' points include: how banks respond to digital transformation, the upsides and downsides of a line of business-led innovation approach, and what needs to happen for truly personalised banking services.

/Innovation

Collaborate on ‘unknown unknown’ cyber threats

Hinrich Völcker, Head of Cyber Security, Deutsche Bank, discusses the ever-increasing cyber security challenge, the measures banks need to put in place to be confident they are doing everything they can to combat attacks, and the necessity for institutions to work together to present the strongest defence against the cyber-threat.

/Innovation

Banks can partner fintechs for creative innovation

Susan Skerritt, Global Head of Institutional Cash Management & Head of Global Transaction Banking Americas, Deutsche Bank, talks about drivers for payments industry transformation, including regulation, cyber risks and increasingly demanding customers, how well banks are doing in addressing the transformation challenge, and the opportunity to collaborate with fintechs.

/Innovation

Real-time makes banks first class citizens

Martin Coen, CEO, Dovetail, talks about how the move to standardise instant payment rails and the advent of PSD2 will enable banks to participate more effectively in the open, online ecosystem, and the need for banks to invest both in simplifying and strengthening their payment systems, and in getting products to market more quickly.