Innovation

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/Innovation

Digicash launches Beacon mobile payments using Sepa credit transfers

Luxembourg's bank-led mobile payments scheme Digicash has begun piloting in-store beacon devices that let customers use their handsets to make Sepa credit transfers straight from their current accounts.

/Innovation

Lloyds' digital lead Hatami to keynote Finextra Future Money

Alessandro Hatami, digital payments and innovations director at Lloyds banking Group has been confirmed as the keynote speaker for the forthcoming Finextra Future Money conference, run in association with fintech accelerator space Level39.

/Innovation

With nothing to do, Clinkle COO leaves

Former Netflix executive Barry McCarthy has quit his job as COO of Clinkle after less than six months in the job at the mysterious payments startup.

/Innovation

Barclays chief design officer joins new London tech ambassadors group

Barclays' Derek White has been named a technology ambassador by London Mayor Boris Johnson as part of a push to make the city the tech capital of the world.

/Innovation

Bitcoin not a currency but has tech potential - Goldman Sachs

Far from taking off as a new currency, the true value of Bitcoin lies in its potential to transform existing payments networks, say Goldman Sachs analysts in a comprehensive report into the budding crypto-currency.

/Innovation

New York regulator starts accepting bitcoin exchange applications

New York state's financial services regulator has begun accepting applications from firms wanting to set up virtual currency exchanges.

/Innovation

Millennials look to tech firms to replace unloved banks

Nearly three quarters of America's millennials would rather go to the dentist than listen to what their banks have to say and are more interested in hearing from tech firms about financial services.

/Innovation

Bank of Ireland and State Street join Irish fintech accelerator

Irish innovation outfit NDRC has partnered with Bank of Ireland, Enterprise Ireland, Mediolanum and State Street to establish a 'pre-accelerator' programme for financial services startups at the very earliest stages of their development.

/Innovation

Bank of Ireland rejects bitcoin ATM firm's account request

Inconsistencies in the Irish banking industry's attitude to crypto-currencies have emerged after Bank of Ireland refused to let a bitcoin ATM outfit open an account before AIB stepped in to say it could work with the firm.

/Innovation

WestPac fund buys stake in Oz P2P lending platform SocietyOne

Westpac's new venture capital fund has taken a A$5 million stake in Australian peer-to-peer lending platform SocietyOne.

/Innovation

Startupbootcamp invites fintech geeks to London payments hackathon

Startupbootcamp is inviting fintech geeks to take part in a 48-hour, payments infrastructure-focussed hackathon in London next month.

/Innovation

AmEx pushes tech to bank the unbanked

AmEx is promising to use technology to help tackle the plight of America's 70 million underbanked citizens; establishing an innovation lab, setting up a fund for startups working on financial inclusion, and even sponsoring a documentary.

/Innovation

Ripple opens developer portal; gets accelerator programme

Ripple is set to get a kick-start, with the outfit behind it opening up a developer portal and CrossCoin Ventures launching an accelerator to help startups working with the cypto-currency protocol.

/Innovation

UK crowdfunding market raises £1700 an hour

More than £1700 an hour is being raised in the UK through crowdfunding, according to figures from the Crowdfunding Centre, which is now calling for greater government support for the burgeoning alternative finance market.

/Innovation

Banking watchdog to set up virtual currency taskforce

The European Banking Authority is to assemble a taskforce to determine whether virtual currencies should be regulated.

/Innovation

Customers Bancorp preps mobile bank

Philadelphia-based Customers Bancorp has unveiled plans to launch a new, separately branded, mobile bank.

/Innovation

Powa bids to revolutionise commerce

Powa Technologies has signed up 240 brands for the launch of a digital commerce tool it promises will transform the retail landscape "forever".

/Innovation

Bloomberg adds social sentiment analytics to trading terminal

Bloomberg has added social sentiment analytics to its Professional desktop tool to provide traders with an early heads-up on market-moving Twitter trending topics.

/Innovation

UK rejects VAT on bitcoin trades

Her Majesty's Revenue and Customs (HMRC) has decided not to levy a 20% value-added tax on bitcoin transactions, reversing an earlier ruling that classified virtual currencies as gift vouchers.

/Innovation

Mt. Gox files for bankruptcy protection; Yellen says Fed has no authority to regulate bitcoin

Mt. Gox has filed for bankruptcy protection, a lawyer for the beleaguered bitcoin exchange told a news conference today. Meanwhile, new Federal Reserve chair Janet Yellen has said that the central bank has no authority to regulate the crypto-currency.