Finextra Research: Latest fintech news, analysis, interviews, features and opinion by industry experts

EBAday 2018 zones in on fintech

Finextra and the Euro Banking Association are inviting some of Europe's most promising early-stage startups to present their ideas to banking delegates attending EBAday 2018, Europe's leading payments and transaction banking event.

23 March 2018

News/EBAday

EBAday agenda to spell out new payments paradigm

Innovations in technology and practitioner insights into payment trends will top the agenda at EBAday 2018, Europe's leading payments and transaction banking conference, which is being staged this year at the ICM-Internationales Congress Centre in Munich.

02 March 2018

News/EBAday

Finextra's 2017 in review

As Finextra pulls the shutters down on 2017, we take a look back at our most popular news stories, videos, and community engagement activities over the course of the past year. The site will re-open for business on 2 January 2018.

22 December 2017

Company update/EBAday

Artificial Intelligence Bank-in-Messenger raises $1million from IIDF and private investors

The very first “Bank-in-Messenger”- TalkBank.io has raised $1million in seed investments with a company valuation of $6.1million. IIDF and 7 private investors, including Mark Malinovsky (kuponator.ru) have funded the start up.

06 October 2017

Finextra TV/EBAday

Disruption in the Insurance market

Laurent Lemaire, Chairman and Chief Executive Officer, elseco, talks to us at the SAP Financial Services Forum, about how disruption is currently impacting the insurance market and the role technology plays in it, the opportunities this disruption brings and the change in new entrants we will see in this market.

02 August 2017

Finextra TV/EBAday

The impact of technology on enhanced due diligence

Sylwia Wolos, Head of Proposition, Enhanced Due Diligence, Thomson Reuters, talks about ongoing challenges in enhanced due diligence research, the role of robotic desktop automation, innovative search tools and semantic research techniques, and the prospect for research analysts’ lives to be made easier despite the continuing challenges of data collection.

24 July 2017

Finextra TV/EBAday

Digital projects fail not on technology, but on culture

Rohit Talwar, Founder, Fast Future, talks about the rise of ecosystems and their impact on transactions, the mindset challenges for banks when it comes to innovation, and the need to break the future up into different timeframes, to keep an eye over the horizon for what’s coming next.

20 July 2017

Finextra TV/EBAday

Insulating legacy to ease adoption of real-time

Fiona Hamilton, Vice President, Europe and Asia, Volante Technologies, talks about how real-time challenges go beyond real-time schemes, the fact that ISO 20022 won’t be a panacea, how to cope with the impact of various new real-time developments on back end systems, and how to avoid regression testing your entire infrastructure every time there’s a change.

20 July 2017

Finextra TV/EBAday

Data is the key for AI

Parviz Peiravi, CTO, Financial Services Industry, Intel, shares his insights on why relevant data is so important to deliver an artificial intelligence (AI) project successfully, the challenges banks face with collecting this data and how these can prevent them from taking advantage of AI, and the strategies that can be looked at to address these current issues.

20 July 2017

Finextra TV/EBAday

Global instant payments world a matter of time

Michael Steinbach, CEO, equensWorldline, talks about why the implementation of instant payments will have a bigger impact than the introduction of the euro or even SEPA, and explains how PSD2 and instant payments both require banks to reconsider their current strategies - but in different ways.

19 July 2017

Finextra TV/EBAday

Payments must keep pace with services-on-demand

Cristina Astore, International Division Director of SIA, talks about the influence of changing customer behaviour on the future of digital payments, and outlines how banks and PSPs should focus on the front end - customer experience and analysing customer behaviour - while relying on volume-driven infrastructures for the processing of real-time payments.

17 July 2017

Finextra TV/EBAday

Focus fintech on solving customer problems

Craig Ramsay, Global Head of Innovation, Global Liquidity and Cash Management, HSBC, talks about use cases for blockchain in domestic and cross-border payments, likely timeframes for implementation, how blockchain can add value for banks’ clients, how banks can leverage machine learning to tackle cyber threats and how to work with fintechs to solve specific problems.

17 July 2017

Finextra TV/EBAday

Towards a payments platform that exploits cognitive

Paul Hanily, Global Payments Offering Management Leader, and Gene Villeneuve, European WFS Fraud & Payments Sales Leader, IBM Watson Financial Services, talk about the potential for banks to reuse infrastructure to accelerate – and minimise the cost of – instant payments implementations, and the application of machine learning for real-time fraud detection and enable banks to deliver value-added services to their customers.

17 July 2017

Finextra TV/EBAday

Managing the fraud risk of frictionless payments

Andrew Davies, VP, Global Market Strategy, Financial Crime Risk Management, Fiserv, talks about how increased speed and convenience in payments increase fraud risk, how financial institutions can address financial crime threats through technology and processes, and how firms can derive further benefits from their investment in fraud prevention – including by leveraging customer transaction information to identify new opportunities.

14 July 2017

Finextra TV/EBAday

The next generation of virtual accounts

Jennifer Doherty, Global Head of Commercialisation, Liquidity & Investment Products, HSBC, outlines the drivers for increased use of virtual accounts, and explores the benefits they bring to both banks and corporates in a changing liquidity landscape.

14 July 2017

Finextra TV/EBAday

Act now on instant payments

Erwin Kulk, Head of Services Development and Management, EBA Clearing, and Barry Kislingbury, Director, Solution Consulting, Immediate Payments, ACI Worldwide, discuss the importance of ubiquity for instant payments in Europe, the role of service providers in helping achieve reach and sharing their experiences of real-time payments implementations globally, the implications for banks of multiple instant payment systems in Europe and the reasons for banks not to wait to get real-time ready.

14 July 2017

Finextra TV/EBAday

Blockchain drives up trust in business networks

John McLean, VP Blockchain Labs Services, IBM, talks about how close blockchain is to going mainstream in financial services, and how it can be deployed to transform complex, friction-heavy processes to deliver transparency and efficiency.

13 July 2017

Finextra TV/EBAday

For real-time, think business value, not business case

Conny Dorrestijn, VP Global Payments Marketing, FIS, and Marijke Koninckx, Product Marketing Manager, Instant & Open, FIS, talk about the findings of the 2017 edition of Flavors of Fast, FIS’ annual review of the real-time payments landscape, highlighting the growing linkage between open API and instant payments, the increasing focus on SME and corporate needs and the requirement to lift real-time payments to the ‘third dimension’.

13 July 2017

Finextra TV/EBAday

Testing can be a bottleneck to innovation

Anthony Walton, Chief Executive Officer, Iliad Solutions, talks about how the evolution of complex payments systems creates challenges for testing, the impact of DevOps and Agile, and the role of platform-based approaches in helping to alleviate these challenges and bring testing up to speed with the pace of change in payments.

13 July 2017

Finextra TV/EBAday

Is there a collaborative space for PSD2?

John Broxis, Managing Director, PRETA, outlines the areas in which market participants need to work together to achieve PSD2 compliance, and the need for instant information alongside instant payments.

12 July 2017