Dis-intermediation

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/Dis-intermediation

FCA warns users off Zopa clone

The UK Financial Conduct Authority (FCA) has issued a warning to consumers about a website cloning Zopa, the popular P2P lender.

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Finextra Future Money returns for 2015

Created as the premier event bringing both the most innovative minds in banking together with the exploding FinTech community, Finextra Future Money returns to London on April 21 and 22 for an exciting two day event.

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Funding Circle hires Barclays' Luke Jooste to lead move into property finance

Funding Circle, an online marketplace for business loans, has hired Barclays Business commercial director Luke Jooste to head up its move into the property finance arena.

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Austrian telco to extend NFC payments programme to the high street point-of-sale

Telekom Austria is to extend its established paybox NFC scheme for parking and transit payments to the merchant point-of-sale.

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TransferWise rounds up A-list investors as it bids to undercut banks in currency exchange

UK currency conversion start-up TransferWise, billed as a 'skype for currency exchange", has raised $1.3 million in seed funding from an A-list team of angel investors.

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With LEI's in train, banks could soon go the way of record labels says senior BofE exec

The introduction of a common global language for financial counterparties and products could ultimately lower barriers to market entry and make some bank functions surplus to requirements, a senior Bank of England policy maker says.

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Citi slaps down Bank 2.0 rivals in Innotribe face-off

Financial heavyweight Citi has faced off a challenge to old-bank hegemony with a powerful display of its technological prowess that knocked the wind out of a room-full of Bank 2.0 innovation gurus and digital evangelists at an Innotribe session at Sibos in Toronto.

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O2 contracts suppliers for mobile wallet launch

UK wireless carrier O2 has contracted with Wave Crest, FIS, Intelligent Environments and Visa Europe to deliver the payments and processing systems for the launch of a full-scale commercial mobile wallet service in the 'second half of 2011'.

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P2P lender Funding Circle raises £2.5 million

Funding Circle, the UK peer-to-peer lending site for small businesses, has raised £2.5 million in a funding round led by Index Ventures.

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PayPal targets offline opportunity

PayPal is looking to extend its remit to the offline bricks and mortar world, with the appointment of Don Kingsborough as vice president for retail and pre-paid products

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Zopa sees surge in demand as banks fail to meet consumer interests

UK peer-to-peer lender Zopa is reporting a surge in consumer interest as traditional banks continue to tighten credit lines and milk the spreads on interest-bearing loans.

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Facebook moves virtual currency offline

Social network facebook is taking its virtual currency to the streets of South East Asia through a partnership with Internet payment group MOL Global.

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Swift gaining traction among US corporates

Financial messaging network Swift is gaining traction among US corporate treasuries according to a survey conducted by Financial Insights, in a move that presages a subtle shift in the balance of power between banks and their corporate clients.

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M-payments start-up Boku raises $13 million; acquires Paymo and Mobillcash

San Francisco-based online mobile payments start-up Boku has raised $13 million in venture funding and acquired micropayments outfit Paymo and m-payments firm Mobillcash.

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Online lender Wonga.com secures $22m financing round

Wonga.com, an online provider of short-term cash advances launched last year, has completed a new round of funding led by Accel Partners and Greylock Partners. The $22.25m round was also supported by existing investor Balderton Capital.

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Facebook begins testing virtual payments system

Social networking site Facebook has begun testing its much-anticipated virtual currency payments system with third party application GroupCard.

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Belgacom takes 40% stake in m-payments outfit Tunz

Belgian telco Belgacom is taking a stake of 40% in Tunz, a specialist in mobile payments, as it looks to develop services for mobile micro-payments.

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Student P2P lending site Fynanz stops taking new loans

Fynanz, a US person-to-person social lending Web site aimed at college students, is to stop accepting new loans due to tough "market conditions" and will now focus on offering its platform to financial institutions.

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M-Pesa faces government audit

Kenyan finance minister John Michuki has ordered an audit of Safaricom's mobile money transfer service M-Pesa, in an effort to allay concerns about the safety of users' money.

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PayPal extends global reach

Person-to-person online payments outfit PayPal has launched localised sites in Mexico, Hong Kong and Singapore, enabling customers to conduct transactions in their local currencies.