Dis-intermediation

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/Dis-intermediation

Zopa sees surge in demand as banks fail to meet consumer interests

UK peer-to-peer lender Zopa is reporting a surge in consumer interest as traditional banks continue to tighten credit lines and milk the spreads on interest-bearing loans.

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Facebook moves virtual currency offline

Social network facebook is taking its virtual currency to the streets of South East Asia through a partnership with Internet payment group MOL Global.

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Swift gaining traction among US corporates

Financial messaging network Swift is gaining traction among US corporate treasuries according to a survey conducted by Financial Insights, in a move that presages a subtle shift in the balance of power between banks and their corporate clients.

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M-payments start-up Boku raises $13 million; acquires Paymo and Mobillcash

San Francisco-based online mobile payments start-up Boku has raised $13 million in venture funding and acquired micropayments outfit Paymo and m-payments firm Mobillcash.

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Online lender Wonga.com secures $22m financing round

Wonga.com, an online provider of short-term cash advances launched last year, has completed a new round of funding led by Accel Partners and Greylock Partners. The $22.25m round was also supported by existing investor Balderton Capital.

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Facebook begins testing virtual payments system

Social networking site Facebook has begun testing its much-anticipated virtual currency payments system with third party application GroupCard.

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Belgacom takes 40% stake in m-payments outfit Tunz

Belgian telco Belgacom is taking a stake of 40% in Tunz, a specialist in mobile payments, as it looks to develop services for mobile micro-payments.

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Student P2P lending site Fynanz stops taking new loans

Fynanz, a US person-to-person social lending Web site aimed at college students, is to stop accepting new loans due to tough "market conditions" and will now focus on offering its platform to financial institutions.

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M-Pesa faces government audit

Kenyan finance minister John Michuki has ordered an audit of Safaricom's mobile money transfer service M-Pesa, in an effort to allay concerns about the safety of users' money.

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PayPal extends global reach

Person-to-person online payments outfit PayPal has launched localised sites in Mexico, Hong Kong and Singapore, enabling customers to conduct transactions in their local currencies.

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Wesabe partners with The Daily Telegraph for UK launch

Online money management start-up Wesabe is moving into the UK market through a Web partnership with broadsheet newspaper The Daily Telegraph.

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Alternative payment methods stealing market share from bank cards online - study

Consumers shopping online are increasingly turning away from traditional financial institution-controlled credit and debit cards to embrace cash-based alternative payment options, according to an analysis by US-based Javelin Strategy & Research.

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P2P lending site Loanio targets sub-prime borrowers

A new peer-to-peer (P2P) lending platform called Loanio has launched in the US which is aimed at customers with poor credit records, such as sub-prime borrowers.

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Banks facing increasing competition from social networks - Gartner

Social banking platforms - such as peer-to-peer (P2P) lending networks like Zopa and Prosper - will grow to control 10% of the worldwide market for retail lending and financial planning by 2010, according to research by consultancy Gartner.

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Canadian P2P loan operator CommunityLend secures funding

Canadian peer-to-peer loan start-up CommunityLend has secured $2.5 million in funding and rounded out its management team in advance of a live launch slated for Q1 2008.

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PayPal launches mobile checkout service in Australia

PayPal has released Mobile Checkout - which enables customers to pay for purchases using Web-enabled phones - to account holders in Australia.

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Social lending hits Australia and New Zealand

The growth of Web 2.0-based peer-to-peer social lending services is continuing with the launch of new facilities in Australia and New Zealand.

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Lending Club moves out of Facebook with new community site

P2P loan network Lending Club is expanding beyond its original Facebook member base to connect lenders and borrowers over the public Internet via a new Website, LendingClub.com.

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Verizon to offer mobile payments via Obopay

Verizon, the number two US wireless carrier, is to offer consumers the opportunity to make purchases and conduct person-to-person funds transfers via their mobile phones using technology from privately-held Obopay.

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Sparter sets up virtual currency exchange

California-based start-up Sparter has released a beta exchange platform designed to enable global 'Gamer2Gamer' (G2G) trading of virtual currencies.