Credit referencing and support

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/Credit referencing and support

Temenos teams with Experian to offer real-time credit scores

To accelerate the automation decisioning process and provide a seamless way for lenders to extend credit, Experian and Temenos today announced the integration of PowerCurve® decisioning solutions into Temenos Infinity, the leading omnichannel digital banking product.

/inclusion

US banks to pilot credit for people with no credit score - WSJ

Several big American banks, including JPMorgan Chase, are signed up for a government-backed pilot using alternative data to get credit to people with low or no credit scores, according to the Wall Street Journal.

/retail

PrinSIX and AccountScore form Open Banking partnership

PrinSIX announces it has entered into a partnership with AccountScore, leaders in open banking data analytics.

/retail

Publix Employees Federal Credit Union implements Scienaptic credit decisioning tech

Leading AI-powered credit decisioning disruptor, Scienaptic, today announced the deployment of its platform at Publix Employees Federal Credit Union (PEFCU).

/retail

MyCredit empowers credit union members to take control of their credit score

Fintech for social good incuto today announces the launch of MyCredit, a new financial education tool enabling members of credit unions and community-based banks to help understand and influence their credit reports.

/retail

Equifax joins with Canopy to include rental payment data in its credit assessments

Equifax UK, the business and consumer insights expert, is partnering with Canopy, a fintech platform focused on the financial wellbeing of tenants, to include rental payment data in its credit assessments.

/retail

CreditEnable forms partnership with India's Flipkart

CreditEnable, a global credit insights and technology solutions company announced a strategic partnership with Flipkart, India’s homegrown e-commerce company, to increase access to affordable finance for Flipkart’s sellers on its marketplace platform in the country.

/identity

ClearScore Protect Plus to provide 24/7 identity protection with daily credit report updates

ClearScore, the UK’s leading free credit score and credit marketplace, today launches ClearScore Protect Plus, offering round-the-clock online identity protection and fraud defence, alongside nationally representative research revealing that Brits expect to lose a staggering £15.7billion in the future due to online fraud.

/payments

Apple lets couples co-own card to build credit together

American couples will soon be able to share an Apple Card, merging their credit lines and building credit together.

/retail

Credit Kudos chosen as Open Banking partner for Curve Credit

Credit Kudos, the challenger credit reference agency and Open Banking provider, today announced they have been selected as the Open Banking provider for Curve, the fintech that brings your cards into one smart card and app, for its forthcoming Curve Credit product.

/wholesale

EQ Credit Services to provide lending platform to Development Bank of Wales

EQ Credit Services, part of EQ (Equiniti Group plc), will provide its market-leading technology to the Development Bank of Wales to support Welsh businesses with their commercial funding needs post-pandemic.

/retail

Credit Karma taps Bud Open Banking platform to help members find better products

Credit monitoring and building platform Credit Karma has picked Bud's Open Banking stack to help its UK members find better financial products and make smart money decisions.

/startups

Fintern raises funds for UK consumer lending play

Fintern, a UK startup aiming to shake up the market for low-value consumers loans with the launch of credit technology that bypasses credit scores in making lending decisions, has raised £32 million in equity and debt funding.

/retail

Experian and Neonomics join forces to streamline access to data and affordability calculations

Experian, the world’s leading data and information services company, partners up with Neonomics to enable faster, smarter insights, decision-making and greater access to finance for consumers and lenders, empowering both parties to ensure responsible lending

/startups

Zilch brings BNPL to UK high street

UK-based buy now, pay later player Zilch is rolling out a 'tap and pay-over-time' feature that lets shoppers make in-store payments with a wave of their digital wallet, with the cost spread over a six week period.

/startups

Indian startup Cred hits $2.2bn valuation

Cred, a fast-growing Indian startup that allows users to pay their credit card bills and gives rewards in return, has hit a $2.2 billion valuation off the back of a $215 million Series D funding round led by Falcon Edge Capital.

/wholesale

LendInvest partners with Credit Kudos to streamline underwriting through Open Banking

Partnership between fintechs LendInvest and Credit Kudos will offer brokers and customers a seamless, more secure service, as well as enabling LendInvest to make more informed lending decisions through Open Banking insights.

/people

Fintern hires Mark London as chief risk officer

Prior to joining Fintern, Mark was a Partner at EY, where he specialised in Credit Analytics and led EY's Quantitative Advisory Services team of 200 quantitative analysts.

/payments

Curve and Equifax forge partnership

Equifax UK, the business and consumer insights expert, has signed an exclusive agreement with UK consumer fintech and payment card app Curve to deliver comprehensive verification and ID solutions to its new personal finance product, Curve Credit.