Artificial intelligence

3926 articles tagged with this keyword

/ai

Natural raises $9.8m to build agentic payments infrastructure

Natural, a fintech company building the infrastructure powering agentic payments, announced its emergence from stealth driven by a $9.8 million seed round.

/regulation

Why Operational Resilience Starts with Smart Regulation and Smarter Technology

At Sibos 2025 in Frankfurt, James Hollands, CRO, Smartstream discussed the impact of evolving regulation, particularly DORA, on operational resilience and vendor accountability. He emphasised the need for firms to identify, prioritise, and resolve vulnerabilities while maintaining transparency across subcontractor relationships. Hollands also highlighted how rapid market shifts and emerging payment rails demand flexible, interoperable platforms. By leveraging machine learning for reconciliation and exception management, it enables firms to integrate their preferred large language models for AI-driven workflows. His advice: embrace AI responsibly, ensuring it’s embedded in a way that supports compliance, agility, and operational efficiency.

/ai

IBM and Groq partner up to accelerate enterprise AI deployment

IBM and Groq today announced a strategic go-to-market and technology partnership designed to give clients immediate access to Groq's inference technology, GroqCloud, on watsonx Orchestrate – providing clients high-speed AI inference capabilities at a cost that helps accelerate agentic AI deployment.

/startups

OneAM raises $4.7m to unlock early pay for suppliers

OneAM, the category-defining early pay solution for a $4 trillion segment of the U.S. economy, today announced it has raised a $4.7 million seed round led by TTV Capital, with participation from Correlation Ventures, ThirdStream Partners, and early-stage private investors.

/payments

Innovation in Payments: Analytics, AI and PaaS

At Sibos 2025 in Frankfurt, Nadish Lad, Global Head of Product and Strategic Business, Volante Technologies spoke with FinextraTV about the changing face of payments, from AI to PaaS solutions. Detailing his three key use cases for AI in payments, across exception handling, smart routing and SLA management, Lad reiterates the fact that AI is not new and must now be viewed through the lens of what is the right use case for each business. Speaking to the evolution of PaaS, Lad explains the benefits of moving from a CapEx model to OpEx model, noting this change as more cost-effective and less cumbersome to manage.

/crypto

Pave raises $39m to build programmable bank

Pave Bank has raised $39 million in funding to scale what it calls the first "programmable bank" built for digital assets and the AI era.

/ai

"AI isn't a Magic Tool": Why Data Infrastructure Matters More Than Use Cases

Whilst at Sibos 2025 in Frankfurt, Charlie Platt, Managing Director, Banking, SAP FIoneer, described an AI environment that is looking at use-cases, but without enough consideration toward the data infrastructure that will support it. Platt reiterates the positives of use-cases and exploring the applications of AI, but warns that without a strong data foundation, AI cannot work in the way organisations will want it to. In his interview, he outlines how different forms of AI work in conjunction with other systems and advises organisations to view AI not as a magic tool, but as a technological system that requires quality input.

/ai

Paygentic raises $2m

Paygentic, which provides an all-in-one billing and payments platform purpose-built for AI-native and agent-driven products, has successfully completed a $2M pre-seed round.

/ai

Bank profits face $170bn hit from AI - McKinsey

Failure to adapt to consumers' increased use of AI could see banks lose as much $170bn, according to a report from McKinsey.

/regulation

How the Future of Finance Will Be Governed by Agentic AI and Trusted Data

Joining the FinextraTV studio in Frankfurt, Cyril Cymbler, Head of FSI - EMEA & Global Banking, Databricks explored the critical role of data governance in the age of agentic AI. With financial institutions facing increasing regulatory pressure, Cymbler emphasised that high-quality, well-governed data, along with metadata, machine learning models, and access controls, is essential for building trust and regulatory compliance. He described the shift from rule-based systems to sophisticated AI agents capable of managing other agents, enabling real-time decisions like credit scoring and fraud detection. Cymbler outlined three success factors for financial institutions: defining clear business value, anticipating risk, and streamlining processes. He concluded with three key recommendations: establish strong data governance, set structured AI goals, and ensure scalability of use cases—to unlock the full potential of agentic AI in financial services.

/Artificial intelligence

Scott Hamilton Contributing Editor at Finextra Research

Which banks are leading the AI adoption race in late 2025?

/ai

AiMi upgrades change management platform

AiMi, the award-winning fintech bringing agentic AI to trading and market data operations, today announced the upgrade of its market change management platform to provide an end-to-end agentic workflow, further streamlining the tracking, review, and triage of exchange- and vendor-driven changes.

/ai

Vivid Money launches AI assistant

Vivid Money, the European financial platform for SMEs and freelancers, today launches its AI-powered Digital Employees to empower European SMEs.

/ai

Is Generative Too Generic? Why You Need to Consider Banking Specific AI

Taking time out from Sibos 2025, Tim Mussche, Area Vice President, EMEA, nCino spoke with FinextraTV to discuss how the last year has allowed the industry to better understand AI use cases. This, Mussche says, has prompted more discussions around data, cloud and warning not to get too taken by the promise of Generative AI if a more specific model would be better.

/ai

PayPal taps Rokt to power post-purchase offers

Rokt, the leading ecommerce technology company using machine learning and AI to make transactions more relevant to each customer, today announced that PayPal, the global digital commerce leader, is using Rokt to power post-purchase advertisements.

/ai

UOB joins $10m funding round for Bluwhale

Bluwhale, the decentralized AI network powering agents on blockchains, today announced the close of its $10 million Series A funding round backed by a global financial institution and top L1/L2 blockchains.

/ai

Dynamo upgrades alternative investment platform

Dynamo Software today announced the launch of Dynamo v3.0, the most significant update in the end-to-end alternative investment platform’s history. Inspired by extensive client collaboration, Dynamo v3.0 offers a fully reimagined experience for General Partner (GP) and Limited Partner (LP) users.

/retail

Grasshopper unlocks SMB financing with new unsecured loan

Grasshopper, the client-first, full service digital bank, today announced several key lending developments, including the rollout of its Innovator Term Loan, a new unsecured loan offering built to power growth for small- and medium-sized businesses (SMBs) across the innovation economy.

/ai

ISI launches AI platform deciphering $1.4T emerging market debt crisis

ISI Markets, the global market intelligence provider known for its unique depth and breadth of coverage of emerging markets, today announced the launch of REDD for Sovereign Debt.