Predict 2025

11 articles tagged with this keyword

/retail

The Importance of Trust, Transparency and Technology in Community Banking

Virtually joining the FinextraTV studio, Rick Sowers, President & CEO, CalPrivate Bank gives an insight into the world of community banking. As well as defining the difference between a community bank and a larger one, Sowers explains the fundamental importance of having trust in who you bank with and how technology continues to shape the future.

/predictions

Mambu: Predictions report provides expert insights for success in 2025

With a new year comes new insights and in this FinextraTV interview, Anthony Nonnis, Global Head of Partnerships at Mambu, shares some of the key trends in financial services from Mambu’s 2025 Partner Predictions Report. Diving into some familiar topics such as Embedded Finance, AI and regulatory changes, Nonnis explains how financial institutions can build a modular, scalable approach to prepare for these changes.

/predictions

What Are 'Future Safaris' and The 5 L's to Success?

Joining FinextraTV from CES in Las Vegas, Todder Moning, Head of Applied Foresights, U.S. Bank, shares his insights into the innovations at CES and how they inform his team’s view on the future. From explaining the role of futurists in banking to describing his 5 Ls for success, Moning provides his tips for future-proofing in the financial industry.

/predictions

How CES Informs U.S. Bank's Continuous Innovation

Attending CES in Las Vegas, Don Relyea, Chief Innovation Officer, U.S. Bank, spoke to FinextraTV about why an electronics show like CES is so instrumental to banking. As well as noting the increase in financial firms attending, Relyea describes how technological innovation will intersect with the future of banking and financial services in 2025.

/startups

How Partnerships Can Be Key to Startup Survival

Many startups have a large number of decisions to make and each one has the chance to affect their trajectory significantly. As a result, some will often rush what might initially be seen as the simplest decision: who to bank with. Yet Rob Burnett, Director of Startup Banking, Grasshopper Bank told FinextraTV in this interview that it might be worth spending longer considering a banking partner. This first decision - finding the right person for their specific, niche needs - could reduce the time spent deciding future expenses, help them be compliant and enable a consistent growth

/regulation

For Embedded Finance, Innovation & Compliance Can Work Hand in Hand

As we look to 2025, one area of Fintech focus that continues to gain interest is embedded finance. Renata Caine, General Manager, Banking as a Service, Green Dot Corporation, in a FinextraTV interview, shared her opinions on how this topic is evolving, as well supplying statistics on embedded finance’s investment trends from Green Dot’s own report. As a part of this conversation, Caine shares her belief that innovation is not at odds with compliance but hand in hand with it.

/markets

Robinhood: Bringing US Opportunities to a UK Audience

Growth is regularly on the mind of many companies, especially within the financial industry. It does, however, come with a multitude of potential risks and pitfalls. Robinhood, a trading and investing app based in the US launched in the UK earlier this year. In order to ensure their success, they approached the task with a growth mindset, but a local focus. As part of the Predict 2025 series, Finextra invited Robinhood’s UK president Jordan Sinclair to the virtual studio. Some of Sinclair’s key points were around greater global access to US information, a strong system of financial education and a customer-focussed process of development.

/predictions

The Future of Payment Authentication

In this PREDICT 2025 USA interview, Andrew Shikiar, Executive Director and CEO, FIDO Alliance, discusses how the industry has been exploring the death of the password for decades, how this conversation has evolved and where we are with passkeys today – pinpointing why making progress with eliminating dependence on passwords is of paramount importance.

/predictions

How Geoengineering Guides Research, Funding and Policy

In this PREDICT 2025 USA interview, Lisa Graumlich, American climatologist and President of the AGU, explores how there is a need for an ethical framework or code of conduct into research on climate interventions amid global emissions increasing and uncertainty in meeting the Paris Agreement’s goals. With a growing interest in geoengineering research to mitigate the risks associated with global warming, the conversation goes on to dive deep into why experiments and deployments are attracting interesting in the US and why implementing a globally recognised set of ethical principles, not just for scientists, but for private funders too, can lead to policies moving forward.

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The State of US Instant Payments Adoption

In this PREDICT 2025 USA interview, Reed Luhtanen, Executive Director, U.S. Faster Payments Council, talks about industry expectations for instant payments in the US for 2028 – the year in which between 70-80% of financial institutions are expected to receive instant payments, and 30-40% will have the capability to send instant credits.

/predictions

Payments Innovation will be Threefold: Embedded, Cross-Border and GenAI

In this PREDICT 2025 interview, Gautam Pillai, Head of Fintech Research at investment bank Peel Hunt, looks at the bigger picture and takes into account how the payments industry is transforming alongside consumer trends. Buzz and excitement surrounds three developments, which are embedded payments, cross border payments and generative AI and the interview discusses how organisations working in these areas are already helping businesses transact easier, faster and in a way where they are not sacrificing security.