Latest opinions that Ralf Ohlhausen has shared on Finextra

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Ralf Ohlhausen

Executive Advisor

Pay Practice

Member since

02 May 2013

Location

Stuttgart

View Ralf Ohlhausen's full profile

Ralf's opinions

Instant Payments: A Critical Assessment

Instant Payments SEPA has long dominated the financial industry, but Europe’s next major payment project is just around the corner: instant payments. Leading the field here are the European Central Bank (ECB) and the European Retail Payments Board (ERPB), who are driving the development of a real-time payment system. Payments within Europe will, i...

24 July 2015 /payments

The Not So Far East

The Not So Far East: Asia, the Next E-commerce Frontier With retailers around the globe concentrating their attention on Asia as the next frontier, many make the mistake of focusing too heavily on China. Whilst China is undoubtedly Asia’s golden child, Asia comprises the largest and most populous continent with a combined population of approximate...

12 June 2015 /payments

Paying really can be this sexy

Let’s not beat about the bush here. For customers, making a payment transaction is about as exciting as watching paint dry. But the Apple Watch proves that even a payment transaction can be sexy. It’s true, we can’t be sure that smartwatches will catch on in the long-term, but initial figures show that the Apple Watch has got off to a good start. ...

05 June 2015

My opinion on the Payment Service Directive 2

Since the adoption of the first PSD in 2007, the EU retail payments market has grown significantly and several new players have emerged offering innovative solutions to consumers in the form of payment initiation services and account information services (TPPs). PSD2 formally brings these businesses into the scope of regulation, therefore providin...

29 May 2015 /payments /regulation