Latest opinions that Hans Tesselaar has shared on Finextra

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Hans Tesselaar

Executive Director

BIAN

Member since

03 Nov 2011

Location

Amsterdam

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Hans's opinions

Going Beyond Open Banking

The financial services sector has witnessed immense change over the last several years, caused by a combination of new regulation, increased competition from new market entrants and the consumer’s changing needs. Our research found that 37% of financial services professionals believe that customer demands will drive the most significant change ove...

29 January 2021 /retail Open Banking

Strength in Numbers

The famous basketball player, Michael Jordan once said: "Talent wins games, but teamwork and intelligence win championships." In team sports, collaboration and teamwork play a deciding role in success or failure. When it comes to banking, however, it seems to be that collaboration will be its downfall. Retail banks compete against one an...

09 June 2020 /retail /wholesale Banking Architecture

BIAN launches inaugural North American Chapter meeting

The Banking Industry Architecture Network (BIAN) prides itself on being a global organisation – with members spanning every continent. Particularly, in recent years we have seen a noticeable uptake in interest from banks and service providers in the US. With banks in this region typically perceived as closed to the idea of collaborating and sharin...

24 August 2015

Making sense of the government’s banking API initiative

In the last few years the financial landscape has been drastically changing shape, with new technology entrants coming onto the market and offering innovative solutions to financial services. The FinTech wave has even made its way onto the political agenda – Chancellor George Osborne announced a plan to boost competition by encouraging banks to op...

21 July 2015 /retail /wholesale

As FinTech gains pace, how can banks stay on top in 2015?

2014 has been a real rollercoaster ride for the financial sector. Looking back on a year complete with changes in regulation, disruptive IT outages and innovative competitors stepping on traditional banks’ toes, how can banks ensure they stay ahead in the New Year? What are the challenges that banks face? In 2014 banks have been facing competition...

24 December 2014

Demystifying the foggy impression of cloud technology

The desire of being able to access content quickly, simply and on multiple devices has fuelled the use of the cloud for consumers, with Gartner estimating that by 2016, consumers will store over a third of their digital content via the cloud. However, are the possibilities of the cloud yet to be fully explored by B2B services? The complexity of suc...

19 November 2014 /regulation

Changing payments landscape

The banking and payments landscape is changing at a great pace. Increasing consumer demand for quick and easy access to accounts has led to greater reliance on technology for banks and consequently innovations such as electronic invoicing, mobile payments and e-commerce are developing at breakneck speed. According to Juniper Research, the value o...

18 November 2013 /payments

Inefficiencies and inadequacies - the tricky, techy truth

Our banks run on enormously complex IT systems. This is not new information – much has been said of the challenges facing banks as these archaic systems struggle to answer the pressures of a modern banking industry. After all, most banking platforms were developed in the 1960s and 1970s – consider how consumer technology has evolved in this time a...

30 October 2013 /retail

Banks and start-ups: collaboration is the name of the game

Banks have long been trusted to care for our money, and for good reason. These highly skilled organisations have centuries of experience in the development and evolution of financial products and custody of our assets and, bar the odd bump, have served society well. As financial instruments, and customer expectations have evolved, and the markets ...

03 October 2013 /retail

Who's afraid of the big, bad bank?

We are now five years on from the Credit Crunch of 2008 and the scars of past bank instability can still be seen. As such it is unsurprising that policymakers are now looking at new solutions for securing the future stability of the banking system. For a number of governments one potential method is the splitting of banks into good and bad. It is ...

25 September 2013 /regulation /retail